🐕 Privacy Watchdog

I read privacy policies so you don't have to. Independent expert review of what data companies collect, who they share it with, and what rights you actually have.

344+
Companies Reviewed
1,200+
Data Practices Analyzed
81
Platform Categories

How I Score Privacy Policies

Every privacy policy review uses the same 6-category framework, weighted by real-world impact on your personal data and rights.

Privacy Fairness Index (0-100)

📊

Data Collection Scope

What data they collect, how much, and whether it's actually necessary

25% weight
👥

Third-Party Sharing

Who gets your data, for what purposes, and can you stop it

20% weight
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Retention & Deletion

How long they keep your data and your deletion rights

20% weight

User Control & Consent

Opt-out options, preferences, GDPR/CCPA compliance

15% weight
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Security & Breach

Data protection measures and breach notification policies

10% weight
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Transparency & Access

Policy clarity and your right to access your data

10% weight
A
80-100
B
60-79
C
40-59
D
20-39
F
0-19

View Full Methodology →

Browse by Category

Select a category to see privacy scores, data practice comparisons, and detailed reviews.

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Accounting Software

QuickBooks, FreshBooks, Wave, Xero

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AI Services

OpenAI, Anthropic, Gemini, Copilot

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Background Check

Checkr, GoodHire, HireRight, Sterling

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Buy Now Pay Later

Affirm, Afterpay, Klarna, Sezzle

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Car Sharing

Turo, Zipcar, Getaround, Enterprise

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Cloud & SaaS

AWS, Google Cloud, Slack, Notion

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CRM Platforms

Salesforce, HubSpot, Zoho, Pipedrive

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Creator Platforms

OnlyFans, Fansly, Fanvue, Passes

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Crowdfunding

Kickstarter, GoFundMe, Patreon, Ko-fi

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Crypto Exchanges

Coinbase, Kraken, Gemini, Binance

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Dating Apps

Tinder, Bumble, Hinge, Match

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DNA Testing

23andMe, Ancestry, MyHeritage

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Domain & Hosting

GoDaddy, Namecheap, Cloudflare

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E-commerce

Amazon, eBay, Etsy, Walmart

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Education

Coursera, Udemy, Skillshare

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E-Signature

DocuSign, HelloSign, Adobe Sign, PandaDoc

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Email Marketing

Mailchimp, ConvertKit, Klaviyo

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โšก

EV Charging

ChargePoint, Electrify America, EVgo

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๐ŸŽซ

Event Ticketing

Ticketmaster, StubHub, SeatGeek

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Expense Management

Expensify, Brex, Ramp, Divvy

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Fintech Banking

Venmo, Cash App, Zelle, Chime

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Fitness Apps

Peloton, Strava, Fitbit, MyFitnessPal

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Food Delivery

DoorDash, Uber Eats, Grubhub

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Freelance Platforms

Upwork, Fiverr, Toptal, Freelancer

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Gaming Platforms

Steam, Xbox, PlayStation, Epic

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Grocery Delivery

Walmart+, Amazon Fresh, Shipt

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Home Services

TaskRabbit, Thumbtack, Angi, Handy

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Insurance Tech

Lemonade, Root, Oscar, Hippo

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Invoicing

Stripe Billing, Square, PayPal

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Job Platforms

Indeed, LinkedIn, Glassdoor, ZipRecruiter

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Legal Tech

LegalZoom, Rocket Lawyer, DoNotPay

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Moving & Storage

U-Haul, PODS, Public Storage

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Music Distribution

DistroKid, TuneCore, CD Baby

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Newsletter Platforms

Substack, Ghost, Buttondown

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NFT Marketplaces

OpenSea, Rarible, Foundation

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๐Ÿ“š

Online Courses

Teachable, Thinkific, Kajabi

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Password Managers

1Password, Dashlane, Bitwarden

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Payment Processors

Stripe, Square, PayPal, Adyen

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Pet Services

Rover, Wag, Chewy, BarkBox

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Podcast Hosting

Anchor, Buzzsprout, Libsyn

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Print on Demand

Printful, Printify, Redbubble

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Project Management

Asana, Monday, Trello, ClickUp

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Real Estate

Zillow, Redfin, Realtor.com

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Rental Insurance

Lemonade, Jetty, Rhino, Goodcover

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Resume Builders

Indeed, LinkedIn, Zety, Resume.io

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Ride Sharing

Uber, Lyft, Via, Curb

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Smart Home

Ring, Nest, Alexa, SmartThings

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Social Media

Meta, TikTok, X/Twitter, LinkedIn

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Stock Media

Shutterstock, Getty, Adobe Stock

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Stock Trading

Robinhood, Fidelity, Schwab, E*TRADE

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Streaming Services

Netflix, Disney+, Hulu, HBO Max

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Subscription Boxes

FabFitFun, Birchbox, HelloFresh

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Tax Software

TurboTax, H&R Block, TaxAct

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Team Chat

Slack, Teams, Discord, Google Chat

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Telecom

Verizon, AT&T, T-Mobile, Mint

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Telehealth

Teladoc, Hims, Ro, GoodRx

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Travel Booking

Booking.com, Expedia, Airbnb

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Video Conferencing

Zoom, Google Meet, Teams, Webex

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VPN Services

NordVPN, ExpressVPN, Surfshark

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๐Ÿ–ฅ๏ธ

Website Builders

Wix, Squarespace, WordPress

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Children's Apps & EdTech

ABCmouse, Khan Kids, Duolingo Kids, Epic!

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Wedding Planning

The Knot, Zola, WeddingWire, Minted

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Cannabis Tech

Leafly, Weedmaps, Dutchie, Jane

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Fertility & Reproductive Tech

Progyny, Kindbody, Carrot, Maven

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Funeral Services Tech

Everplans, Trust & Will, Cake, Lantern

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Home Security Monitoring

ADT, SimpliSafe, Vivint, Abode

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๐Ÿง 

Mental Health Apps

Calm, Headspace, Cerebral, Ginger

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Remittance & Money Transfer

Wise, Remitly, WorldRemit, Xoom

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Senior Care Platforms

Care.com, Honor, Home Instead, Papa

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Sports Betting & Gambling

DraftKings, FanDuel, BetMGM, Caesars

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Debt Collection & Credit Services

Credit Karma, Experian, SoFi, Avant

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Identity Protection Services

LifeLock, Identity Guard, Aura, IDShield

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Student Loan Servicers

Nelnet, MOHELA, Navient, SoFi

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Gig Delivery Platforms

DoorDash, Instacart, Amazon Flex, Shipt

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Medical Records & Patient Portals

MyChart, FollowMyHealth, Healow, Patient Fusion

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Influencer Marketing Platforms

Creator.co, AspireIQ, Grin, Upfluence

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Property Management Software

Buildium, Rent Manager, Yardi, AppFolio

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Coworking Spaces

WeWork, Regus, Industrious, Convene

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๐ŸŒ

Language Learning Apps

Duolingo, Babbel, Rosetta Stone, Busuu

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๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง

Parental Control Apps

Bark, Qustodio, Net Nanny, Life360

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๐Ÿ 

Home Warranty

American Home Shield, Choice, First American, Select

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Cashback & Rewards Apps

Rakuten, Ibotta, Honey, Fetch

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Survey & Rewards Platforms

Swagbucks, Survey Junkie, InboxDollars, Prolific

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Employee Monitoring Software

Hubstaff, Time Doctor, Teramind, ActivTrak

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Online Pharmacy

Amazon Pharmacy, Capsule, Alto, PillPack

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Resale Marketplaces

Poshmark, ThredUp, Depop, Mercari

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Pet Insurance

Lemonade Pet, Trupanion, Healthy Paws, Embrace

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Budgeting Apps

Monarch, Copilot, Mint, YNAB

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๐Ÿ“š

Audiobook & Ebook

Audible, Kindle Unlimited, Scribd, Kobo

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News Subscriptions

NYTimes, WSJ, Washington Post, The Athletic

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Recent Privacy Policy Changes

I track when companies update their privacy policies and how it affects your data rights. Search by company or filter by category.

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Showing 85 of 85 updates
Jan 2026

Meta Expands AI Training Data Use ↓ 4 pts

All posts, photos, and interactions now feed AI models. Opt-out only prevents future use, not already-trained data. Third-party AI partners added.

Jan 2026

TikTok Biometric Data Collection Expanded ↓ 5 pts

Faceprints and voiceprints collected for "safety features." Cross-border data transfers continue despite regulatory pressure. Data retention now "indefinite."

Jan 2026

Cash App Expands Data Sharing Network ↓ 5 pts

Transaction data shared with 40+ marketing partners. Bitcoin purchase history used for credit decisioning. Location tracking extended to 24 hours post-app close.

Jan 2026

Teladoc Marketing Data Use Disclosure ↓ 5 pts

De-identified health data shared for research. Third-party analytics on mental health consultations. Browser history tracked across BetterHelp properties.

Dec 2025

Google Adds AI Data Controls ↑ 1 pt

New dashboard shows which data trains Gemini. Activity controls expanded. Still uses data by default but controls improved significantly.

Dec 2025

PayPal Third-Party Sharing Expansion ↓ 4 pts

Purchase history shared with advertising networks. Merchant data combined with consumer profiles. Honey acquisition integration tracks browsing across web.

Dec 2025

Spotify Voice Data Collection ↓ 3 pts

Voice commands may be retained for quality improvement. Listening habits shared with podcast advertisers. Wrapped data used for third-party marketing partnerships.

Dec 2025

Venmo Social Graph Data Use ↓ 3 pts

Friend network data used for fraud detection and recommendations. Public by default setting now affects more transaction types. PayPal integration shares more data.

Dec 2025

Netflix Ad Tier Tracking Disclosure ↓ 2 pts

Ad-supported tier shares viewing data with Microsoft ad network. Household member profiling for targeted ads. Device fingerprinting for ad measurement.

Dec 2025

Robinhood Data Broker Partnerships ↓ 4 pts

Trading patterns shared with market research firms. Account balances inform credit bureau data. In-app behavior tracked for conversion optimization.

Nov 2025

Apple Intelligence Privacy Model ↑ 3 pts

On-device processing for most AI features. Private Cloud Compute with cryptographic attestation. No data retained after processing. Industry-leading transparency.

Nov 2025

Microsoft Copilot Data Boundaries ↑ 2 pts

EU Data Boundary now includes Copilot data. Commercial data not used for training. Tenant-level controls for AI features. Still some cross-product telemetry.

Nov 2025

Coinbase Analytics Data Sharing ↓ 2 pts

Blockchain analytics shared with law enforcement without warrant in some cases. Wallet addresses linked to identity data. Third-party compliance tools access user data.

Nov 2025

GoodRx Post-FTC Privacy Changes ↓ 3 pts

Following FTC settlement, reduced but not eliminated third-party sharing. Prescription data still used for marketing. Telehealth subsidiary has separate terms.

Nov 2025

Calm Usage Pattern Sharing ↓ 2 pts

Sleep and meditation patterns shared with wellness research partners. Employer wellness programs receive aggregated data. Enterprise accounts have different terms.

Nov 2025

Headspace Health Data Integration ↓ 2 pts

Ginger acquisition merged mental health data. Therapy session metadata retained. Insurance billing creates healthcare records from app usage.

Oct 2025

Meta Cross-Platform Tracking Update ↓ 3 pts

Instagram, Facebook, WhatsApp data merged for advertising. Threads joins unified data pool. Off-platform activity tracking expanded via Meta Pixel.

Oct 2025

Amazon Privacy Notice Consolidation 0 pts

Unified privacy notice across all Amazon services. Clearer categorization but no material changes to practices. Alexa data handling now more transparent.

Oct 2025

TikTok Shop Data Collection ↓ 3 pts

Shopping behavior creates detailed purchase profile. Payment data shared with merchant ecosystem. Shipping addresses used for geographic targeting.

Oct 2025

OpenAI Memory Feature Data Retention ↓ 3 pts

Memory feature retains conversation details indefinitely. Personal information persists across sessions. Opt-out available but affects functionality significantly.

Sep 2025

Spotify Podcast Data Expansion ↓ 2 pts

Podcast listening creates interest profiles for advertising. Skip patterns analyzed for content recommendations. Megaphone acquisition unified ad targeting data.

Sep 2025

Netflix Games Data Collection ↓ 2 pts

Mobile game behavior tracked and analyzed. Game preferences inform content recommendations. Third-party game studios receive player data.

Sep 2025

LinkedIn AI Feature Data Use ↓ 3 pts

Profile data trains AI writing assistant by default. Job application data used for hiring insights product. Salary data collected for compensation benchmarking.

Sep 2025

Uber Location Data Retention Extended ↓ 2 pts

Precise location retained for 3 years for "safety." Trip data shared with insurance partners. Uber Eats creates restaurant preference profiles.

Aug 2025

PayPal Merchant Data Sharing ↓ 2 pts

Merchant customer data shared for PayPal's advertising business. Checkout data creates purchase intent signals. Working Capital uses transaction data for lending.

Aug 2025

X/Twitter Grok AI Data Use ↓ 4 pts

All posts default to training Grok AI. DMs explicitly excluded but public interactions included. Opt-out buried in settings with no prior notice.

Aug 2025

Discord Server Activity Analytics ↓ 2 pts

Server activity data retained longer for "discovery" features. Message content indexed for search. Gaming activity shared with game developers.

Jul 2025

Meta Threads Data Integration ↓ 2 pts

Threads data merged with Instagram profile. ActivityPub federation adds data sharing complexity. Cannot delete Threads without affecting Instagram.

Jul 2025

Coinbase Wallet Connect Data ↓ 2 pts

Wallet Connect interactions tracked even for self-custody. DApp usage creates behavioral profile. NFT holdings visible to data partners.

Jul 2025

Robinhood Gold Card Privacy ↓ 2 pts

Credit card spending data informs investment recommendations. Merchant category data used for product development. Partner bank shares additional data.

Jun 2025

Google Workspace AI Data Use ↓ 2 pts

Duet AI accesses all Docs, Sheets, Gmail content. Enterprise controls exist but default is broad access. Consumer accounts have limited transparency.

Jun 2025

TikTok Effect House Data Collection ↓ 2 pts

AR effects collect additional facial mapping data. Third-party effect creators receive usage data. Camera access persists longer in background.

Jun 2025

Venmo Credit Card Data Practices ↓ 2 pts

Credit card purchases analyzed for merchant insights. Spending patterns shared with Synchrony Bank partner. Purchase history influences P2P payment suggestions.

May 2025

Spotify Audiobook Data Practices ↓ 1 pt

Audiobook listening creates additional interest profile. Reading speed and chapter skips analyzed. Findaway acquisition integrated user data.

May 2025

Cash App Tax Integration Data ↓ 2 pts

Tax filing data linked to payment account. Income verification shared with lending products. Cross-product data enrichment with Block ecosystem.

May 2025

Snapchat My AI Data Collection ↓ 3 pts

My AI conversations analyzed for advertising insights. Location shared with AI for recommendations. Cannot fully disable AI chatbot without Snapchat+ subscription.

Apr 2025

Apple App Tracking Transparency Update ↑ 1 pt

ATT now covers more fingerprinting techniques. App privacy labels updated to include AI training. Third-party SDK data collection more restricted.

Apr 2025

Meta Subscription Privacy Trade-off ↓ 2 pts

EU subscription option reduces ads but data collection continues. Non-subscribers face expanded targeting. Consent mechanisms still problematic under GDPR.

Apr 2025

Reddit AI Training Data Licensing ↓ 3 pts

User content explicitly licensed to AI companies. Google deal includes search and training rights. Deleting posts doesn't remove from already-licensed data.

Mar 2025

Google Gemini App Data Terms ↓ 2 pts

Gemini app conversations may be reviewed by humans. Data retained up to 3 years. Cross-Google-account data correlation for AI personalization.

Mar 2025

OpenAI Voice Mode Privacy ↓ 2 pts

Voice interactions transcribed and stored. Voice characteristics analyzed for safety research. Audio may be retained longer than text conversations.

Mar 2025

LinkedIn Recruiter Data Expansion ↓ 2 pts

Recruiter products see more profile activity. "Who viewed your profile" data monetized. Salary insights derived from aggregate user data.

Feb 2025

Netflix Profile Transfer Privacy ↓ 1 pt

Profile transfer feature shares viewing history with new account holder. Household verification collects additional device data. Watch history harder to fully delete.

Feb 2025

PayPal BNPL Data Sharing ↓ 2 pts

Pay Later usage reported to credit bureaus. Spending patterns inform risk scoring. Merchant receives more customer data for BNPL transactions.

Feb 2025

Uber Advertising Data Platform ↓ 2 pts

Journey Ads platform uses trip data for targeting. Restaurant preferences shared with food advertisers. Cross-app tracking for attribution measurement.

Jan 2025

Microsoft Recall Feature Privacy ↓ 3 pts

Recall captures screenshots of all activity. Local storage but security concerns remain. Passwords and financial data supposed to be filtered but not guaranteed.

Jan 2025

X Biometric Data Collection ↓ 3 pts

Voluntary ID verification collects biometric data. Government ID images may be retained. Premium users encouraged to verify with face scan.

Jan 2025

Anthropic Claude Privacy Commitment ↑ 2 pts

API and Pro users' data not used for training. Free tier conversations may inform safety research but not model training. Clearer than most competitors.

Jan 2025

Zoom AI Companion Privacy Update ↓ 2 pts

AI Companion processes meeting content for summaries. Admin controls required to disable. Attendee consent mechanisms unclear for AI features.

Feb 2025

Slack AI Default Data Processing ↓ 2 pts

Slack AI processes all workspace messages by default. Admin must explicitly opt out. Enterprise customers have more controls than free tier.

Feb 2025

Dropbox Dash AI File Scanning ↓ 2 pts

Dash AI scans file contents for search and summaries. Third-party integrations access file metadata. Opt-out affects core functionality.

Mar 2025

Pinterest Shopping Data Integration ↓ 2 pts

Board activity shared with retail partners. Visual search data retained indefinitely. Shopping API shares intent signals with advertisers.

Mar 2025

WhatsApp Business Metadata Sharing ↓ 2 pts

Business chat metadata shared with Meta for ads. Contact frequency informs Facebook targeting. End-to-end encryption preserved but metadata exposed.

Apr 2025

Amazon Alexa Data Retention Update ↓ 2 pts

Voice recordings retained unless manually deleted. Routines and smart home data shared with device partners. Kid profiles have different retention rules.

Apr 2025

Kraken EU Data Protection Upgrade ↑ 1 pt

MiCA compliance improves EU user data rights. Clearer retention policies. Government data requests more transparent. US users still under different terms.

May 2025

Gemini Credit Card Data Practices ↓ 2 pts

Credit card spending informs crypto purchasing suggestions. Merchant data shared with rewards partners. Transaction patterns used for fraud modeling.

May 2025

Tinder Match Group Data Sharing ↓ 3 pts

Profile data shared across Match Group apps. Swipe patterns create preference models. Photo verification faceprint stored indefinitely.

Jun 2025

Bumble Cross-Mode Data Sharing ↓ 2 pts

Dating, BFF, and Bizz modes share profile data. Activity visible across modes by default. Photo verification required for more features.

Jun 2025

Hinge Prompts Data Analysis ↓ 2 pts

Written responses analyzed for personality insights. Voice prompts transcribed and stored. Match Group shares data across dating apps.

Jul 2025

DoorDash Address Data Retention ↓ 2 pts

Delivery addresses retained for 5+ years. Meal preferences shared with restaurant partners. Location data used for merchant analytics.

Jul 2025

Instacart CPG Data Partnerships ↓ 3 pts

Purchase data sold to consumer goods companies. Household composition inferred from orders. Retailer-specific data sharing varies widely.

Aug 2025

Lyft Media Network Data Use ↓ 2 pts

In-car tablet ads use trip data for targeting. Destination-based ad serving enabled. Partner data creates detailed travel profiles.

Aug 2025

Chime Partner Bank Data Sharing ↓ 2 pts

Transaction data shared with Bancorp and Stride Banks. SpotMe usage informs credit products. Direct deposit patterns used for risk assessment.

Sep 2025

SoFi Cross-Product Data Enrichment ↓ 2 pts

Banking, investing, and lending data combined. Galileo acquisition enables broader data access. Social features share financial milestones.

Sep 2025

Affirm Merchant Data Access ↓ 2 pts

Purchase patterns shared with merchant partners. Credit bureau reporting expanded. Underwriting model uses extensive behavioral data.

Oct 2025

Klarna AI Shopping Assistant Data ↓ 3 pts

AI shopping assistant tracks browsing across web. Purchase history creates detailed consumer profile. Partner retailers receive behavioral insights.

Oct 2025

Peloton Health Metrics Data Use ↓ 2 pts

Heart rate and workout data shared with research partners. Leaderboard exposes relative fitness levels. Subscription lapse doesn't delete historical data.

Nov 2025

Strava Metro Data Program Expansion ↓ 2 pts

Aggregated route data sold to cities and businesses. Heatmaps reveal popular routes with security implications. Premium features require broader data consent.

Nov 2025

Fitbit Google Integration Privacy ↓ 3 pts

Health data now flows to Google account. Exercise patterns inform Google Fit and ad targeting. Migration to Google accounts reduced privacy controls.

Dec 2025

Ring Neighbors Data Sharing ↓ 3 pts

Video clips shared with law enforcement partnerships. Neighbors app creates area surveillance network. Motion patterns analyzed for security insights.

Dec 2025

Nest Google Home Integration Privacy ↓ 2 pts

Camera footage accessible across Google ecosystem. Thermostat data informs energy usage patterns. Voice commands from Nest Hub join Google Assistant data.

Latest Privacy News & Enforcement

Major fines, regulatory actions, and developments affecting data privacy rights under GDPR, CCPA, and other laws.

May 2025

TikTok Hit with โ‚ฌ530 Million GDPR Fine

Irish DPC fined TikTok for transferring European users' personal data to servers in China, one of the largest GDPR penalties ever issued.

May 2025

Google Pays $1.375 Billion in Texas Privacy Settlement

Texas secured a massive settlement over unlawful tracking of users' location data, incognito browsing activity, and biometric data without consent.

December 2025

X/Twitter Fined โ‚ฌ120 Million Under DSA

European Commission's first-ever DSA fine penalized X for breaching transparency obligations and deceptive design of its blue checkmark verification system.

2025

Jam City Pays $1.4M for CCPA Violations in Mobile Games

California AG settlement found the gaming company collected and shared consumer data across 21 mobile apps without providing CCPA-compliant opt-out mechanisms.

September 2025

States Launch Joint GPC Enforcement Sweeps

California, Colorado, and Connecticut AGs conducted joint enforcement requiring businesses to detect, honor, and confirm Global Privacy Control signals.

2025

CCPA Fines Now Up to $7,988 Per Violation

Updated penalty amounts for intentional CCPA violations, with additional civil lawsuit exposure under California's private right of action for data breaches.

Concerned About Your Privacy?

Whether you need help understanding a privacy policy, exercising your CCPA/GDPR rights, or dealing with a data breach, I can help.

Schedule a Consultation

Need help understanding a privacy policy or exercising your data rights?