$0

IRS Filing Fee

4-5

Business Days (Fax)

SS-4

IRS Form Required

No SSN

Required for Fax/Phone

What Is an EIN and Why You Need One

Understanding the Employer Identification Number

An Employer Identification Number (EIN) is a nine-digit number (formatted as XX-XXXXXXX) assigned by the Internal Revenue Service (IRS) to identify your business for tax purposes. Think of it as a National Insurance number for your company — except it is issued by the US federal government and is required for virtually every business activity in the United States.

As a UK founder incorporating a Delaware C-Corp, your EIN is the single most important number you will obtain after your Certificate of Incorporation. Without it, you cannot open a bank account, hire contractors, process payments, or file taxes.

You Need an EIN To...

  • Open a US business bank account
  • File federal and state tax returns
  • Hire employees or pay contractors (W-9/1099)
  • Apply for payment processors (Stripe, PayPal)
  • Register with state tax authorities
  • Open a Stripe or Braintree merchant account

Key Facts for UK Founders

  • EIN is free — the IRS charges nothing
  • You do NOT need an SSN or ITIN to apply
  • You can apply from the UK — no US presence needed
  • One EIN per entity (not per person)
  • EIN does not expire — it lasts forever
  • Not the same as a UK UTR or VAT number
Do not pay a third-party service to obtain your EIN. The IRS provides EINs completely free. Services charging $50-$200+ are simply filling out the same SS-4 form you can complete yourself.

Three Methods to Get an EIN Without an SSN

1

Fax Method Recommended

The fax method is the most reliable way for UK founders without an SSN or ITIN to obtain an EIN. You fill out IRS Form SS-4, fax it to the IRS, and receive your EIN by return fax within 4-5 business days.

How It Works

  • Download Form SS-4 from IRS.gov
  • Complete all fields (see walkthrough below)
  • Leave Line 7b (SSN/ITIN) blank
  • Sign and date the form
  • Fax to: +1-304-707-9471
  • Receive EIN by fax in 4-5 business days

What You Need

  • Completed Form SS-4
  • Certificate of Incorporation from Delaware
  • US registered agent address (for Line 3)
  • UK passport details for responsible party
  • Access to a fax machine or online fax service
  • Return fax number where IRS can send your EIN
No physical fax machine? Use an online fax service such as eFax, HelloFax, or FaxBurner. Many offer free trial pages which is all you need for a single-page SS-4.
2

Phone Method Alternative

You can call the IRS directly and obtain your EIN over the phone. This is faster (you get the EIN immediately during the call) but requires navigating hold times and potentially explaining your foreign status.

Phone Details

  • IRS Business & Specialty Tax Line
  • Number: +1-267-941-1099
  • Hours: Mon-Fri, 6:00 AM - 11:00 PM ET
  • UK time: 11:00 AM - 4:00 AM (GMT)
  • Best time to call: 6:00-7:00 AM ET (11:00 AM UK)
  • NOT a toll-free number from outside the US

What to Have Ready

  • Completed Form SS-4 (for reference)
  • Certificate of Incorporation
  • UK passport (for identity verification)
  • Company name, address, formation date
  • Registered agent name and address
  • Pen and paper to write down the EIN
The IRS agent may ask for a "responsible party" SSN or ITIN. Explain clearly: "I am a foreign person without a US tax identification number. I am applying for an EIN for a newly formed Delaware corporation." They are trained to handle this — the EIN system does not require an SSN.

After you receive the EIN verbally over the phone, the IRS will mail a confirmation letter (CP 575) to your US registered agent address. This typically takes 4-6 weeks. Keep the EIN number you wrote down — it is valid immediately.

3

Online Method Limited

The IRS offers an online EIN application at IRS.gov. However, this method has a significant limitation for UK founders.

Limitation

  • Requires an SSN or ITIN for the responsible party
  • Most UK founders do NOT have either
  • Cannot skip or leave the field blank
  • The system will reject the application

When Online Works

  • If you already have an ITIN from prior US activity
  • If your US co-founder has an SSN
  • If you have a US-resident responsible party
  • Instant EIN — issued immediately online
For most UK founders forming their first US company, the online method is NOT available. Use the fax method instead.

Method Comparison at a Glance

Feature Fax Phone Online
SSN/ITIN Required? No No Yes
Turnaround Time 4-5 business days Immediate (during call) Immediate
Available from UK? Yes Yes Requires SSN/ITIN
Cost Free (+ fax cost) Free (+ call cost) Free
Documentation Fax confirmation + CP 575 Verbal + CP 575 by mail Immediate letter
Reliability High Medium (hold times vary) N/A for most UK founders
Recommended For Most UK founders Founders who need EIN urgently Founders with existing ITIN

SS-4 Form Line-by-Line Guide for UK Founders

Lines 1-6: Entity Information

These lines identify your company and its legal structure. Fill them out exactly as they appear on your Delaware Certificate of Incorporation.

Line Field What to Enter (UK Founder)
Line 1 Legal name of entity Your exact company name as filed with Delaware. Example: Acme Technologies Inc.
Line 2 Trade name / DBA Only if different from Line 1. Most startups leave this blank.
Line 3 Executor, administrator, etc. Enter your full name as the responsible party. Example: John Smith
Line 4a-b Mailing address Use your US registered agent address in Delaware. This is where the IRS will send your CP 575 confirmation letter.
Line 5a-b Street address If different from 4a-b, enter the business street address. Otherwise write "Same as above".
Line 6 County and state County and state of your registered agent. Example: New Castle County, Delaware
Use your US registered agent address for Lines 4a-b, not your UK home address. The IRS needs a US address for correspondence.

Lines 7a-8b: Responsible Party

The "responsible party" is the individual who controls, manages, or directs the entity. As a UK founder and sole director, this is you.

Line Field What to Enter (UK Founder)
Line 7a Name of responsible party Your full legal name as it appears on your UK passport. Example: John Alexander Smith
Line 7b SSN, ITIN, or EIN Leave BLANK or write "Foreign / None". You are not required to have a US tax ID number to obtain an EIN.
Line 8a Is LLC? Check "No" if you formed a C-Corporation (which most UK founders should).
Line 8b Number of LLC members Leave blank (only applies to LLCs).
Line 7b is the field that prevents UK founders from using the online application. When faxing, you can simply leave it blank or write "N/A - Foreign Person" and the IRS will still process your application.

Lines 9a-10: Entity Type & Reason

Line Field What to Enter (UK Founder)
Line 9a Type of entity Check "Corporation". If your entity is an LLC, check "Other" and write "LLC".
Line 9b State or foreign country Enter "Delaware" (or whichever state you incorporated in).
Line 10 Reason for applying Check "Started new business" and write a brief description: "Software / Technology" or your business type.
For a Delaware C-Corp, always check "Corporation" on Line 9a. Do NOT check "Other" unless you formed an LLC or other entity type.

Lines 11-18: Business Details & Signature

Line Field What to Enter (UK Founder)
Line 11 Date business started Enter the date on your Certificate of Incorporation. Format: MM/DD/YYYY
Line 12 Closing month of accounting year Enter "December" (12). Most C-Corps use a calendar year.
Line 13 Highest number of employees expected Enter "0" if you have no US employees. You can update this later.
Line 14 First date wages paid Leave blank if you have no employees. Or enter expected date.
Line 15 Principal business activity Be specific: "Software development", "SaaS technology", "E-commerce", etc.
Line 16 NAICS code Look up your industry code. Common SaaS/tech codes: 511210 (Software Publishers), 541511 (Custom Computer Programming).
Line 17 Reason for applying (select one) Check "Banking purpose" if your primary immediate need is opening a bank account. Otherwise check "Other" and specify.
Line 18 Previously applied? Check "No" for a brand new entity.
Signature Third party designee / Signature Sign and date. Enter your UK phone number (with country code +44) and fax number where the IRS should return your EIN.
Double-check all information matches your Certificate of Incorporation exactly. Mismatches between the company name or formation date will delay processing.

Common Mistakes to Avoid

Top EIN Application Errors by UK Founders

Entity Type Errors

  • Checking "Sole proprietor" instead of "Corporation"
  • Selecting "Partnership" for a single-founder C-Corp
  • Choosing "LLC" when you formed a C-Corporation
  • Forgetting to specify the state of incorporation

Address Errors

  • Using UK home address instead of US registered agent
  • Inconsistent addresses between SS-4 and incorporation docs
  • Forgetting to include a return fax number
  • Using a PO Box without a street address

Responsible Party Errors

  • Listing the company name instead of an individual
  • Misspelling your name vs. your passport spelling
  • Trying to enter a UK NI number in the SSN field
  • Leaving the responsible party line completely blank

Timing & Process Errors

  • Applying before incorporation is complete
  • Submitting multiple applications (causes duplicates)
  • Not keeping a copy of the faxed SS-4
  • Panicking and calling after only 3 days (allow 5)
Submitting multiple SS-4 forms for the same entity can result in duplicate EINs, which creates serious tax filing complications. Submit once and wait the full 4-5 business days before following up.

What to Do With Your EIN — Next Steps

Your Post-EIN Action Plan

Once you have your EIN, you are ready to move forward with the critical next steps in setting up your Delaware C-Corp. Here is the recommended order of operations:

Open a US Business Bank Account — Mercury, Relay, and Brex are popular with UK-founded startups and accept applications from non-US residents. You will need your EIN, Certificate of Incorporation, and passport. See our US Bank Account Guide.
Complete Corporate Documents — Adopt bylaws, issue initial board consent, and appoint officers. Use our Corporate Bylaws Generator and Board Resolution Generator. See our Corporate Documents Guide.
Issue Founder Stock — Execute a Stock Purchase Agreement and, critically, file your 83(b) election within 30 days. See our Equity & Vesting Guide and the Founder Stock Purchase Generator.
Register with Payment Processors — Apply for Stripe (using your EIN, not Stripe Atlas), PayPal Business, or Braintree to accept US payments. Your EIN is required for tax reporting.
Register for State Taxes — If you have employees, customers, or nexus in states outside Delaware, you may need to register for state income tax, sales tax, or franchise tax. Delaware itself has no sales tax.
Begin Compliance Calendar — Mark key dates: Delaware franchise tax (March 1), federal tax return (April 15 or extension), annual report (March 1 in Delaware). See our Compliance Checklist.
Your EIN is valid immediately upon receipt. You do not need to wait for the CP 575 confirmation letter to open a bank account or register with payment processors. The nine-digit number itself is what matters.

Additional Resources

Related Guides & Tools

For a broader perspective on EIN applications for all foreign nationals (not just UK founders), see our comprehensive guide:

EIN Without SSN Guide

IRS Links

Frequently Asked Questions

Can I get an EIN before incorporating in Delaware?

No. You must first file your Certificate of Incorporation with the Delaware Division of Corporations and receive your filed certificate back. The SS-4 form requires your incorporation date and your legal entity name exactly as filed. Apply for the EIN only after your incorporation is confirmed.

How long does it take to receive an EIN by fax?

The IRS typically returns your EIN by fax within 4-5 business days. During peak periods (January-April tax season), it may take up to 7-10 business days. If you have not received a response after 10 business days, you can call the IRS at +1-267-941-1099 to follow up on the status of your faxed application.

Do I need an ITIN in addition to an EIN?

An ITIN (Individual Taxpayer Identification Number) is a personal tax ID for you as an individual, while an EIN identifies your company. Initially, you only need the EIN. However, you may eventually need an ITIN if you receive US-source income personally (such as salary from your C-Corp) or if you need to file a personal US tax return. Many UK founders operate for months or even years with just the EIN before needing an ITIN.

What if I lose my EIN or the CP 575 letter?

Your EIN is permanently assigned and does not change. If you lose the number, you can call the IRS Business & Specialty Tax Line at +1-267-941-1099 and request a verification letter (147C letter). You will need to verify your identity as an authorized person for the entity. The IRS can also fax you a new confirmation. Store your EIN in multiple secure locations from the day you receive it.

Need Help With Your EIN Application?

Our team assists UK founders with EIN applications, Delaware incorporation, and full post-formation setup. Schedule a free consultation to discuss your situation.

Schedule Free Consultation

Sergei Tokmakov, Esq. — CA Bar #279869