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Generate Your Demand Letter

Total amount owed before interest

When invoice(s) were issued

⚠ California Impact
Written contracts get 10% prejudgment interest vs 7% for oral. They also have 4-year statute of limitations vs 2 years.
📍 Jurisdiction Note
If debtor is in California, you can use CA courts. If not, you may need to sue in their state or where the contract was performed.

When payment was originally due (for interest calculation)

📈 CA Civil Code 3287 Interest Calculator
Principal Amount: $0.00
Days Overdue: 0
Interest Rate (per CA Civil Code 3287): 10% (written contract)
Prejudgment Interest Accrued: $0.00
Total Amount Owed: $0.00

Your Demand Letter

What My Demand Letter Includes

Every letter is structured for maximum legal impact under California law.

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Itemized Amounts Owed
Clear breakdown of principal, invoices, and any additional charges.
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CA Civil Code 3287 Interest
Calculated prejudgment interest at 10% (written) or 7% (oral) per annum.
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Payment Deadline
Typically 10-14 days to respond, creating urgency without being unreasonable.
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Consequences of Non-Payment
Clear statement of next steps: lawsuit, credit reporting, collections referral.
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Attorney Fee Clause Invocation
If your contract has one, we invoke it - making litigation very costly for them.
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Payment Instructions
Clear directions on how and where to send payment.

How Strong Is Your Case?

These factors affect your leverage in collecting payment.

Written Contract
Strongest position. 10% interest, 4-year statute of limitations, clear terms to enforce.
Debtor in California
California courts are available. Small claims up to $12,500. Superior court for larger amounts.
Under $12,500
California small claims court option. No attorney needed, quick resolution, $75-100 filing fee.
Over $12,500
Superior court required. More formal process but attorney fee clause recovery possible.
Oral Agreement Only
Still enforceable. 7% interest rate, 2-year limitation. Document all communications.
Attorney Fee Clause
Major leverage. Debtor knows losing means paying your attorney fees too.

Choose Your Service Level

From DIY to full-service collection support.

Free Generator
$0
Generate your own demand letter with my template. Perfect for straightforward invoices.
  • Professional demand letter template
  • CA Civil Code 3287 interest calculation
  • Proper legal citations
  • Instant download
Attorney Review
$150
I review your generated letter and provide feedback and strengthening suggestions.
  • Everything in Free
  • Personal attorney review
  • Strategy recommendations
  • One round of revisions
Most Popular
I Write & Send
$450
I draft a custom letter and send it on my law firm letterhead. Significantly higher response rate.
  • Custom attorney-drafted letter
  • Sent on law firm letterhead
  • Certified mail with tracking
  • Email copy to debtor
  • Follow-up guidance
Collection Package
$650
Full collection support: demand letter, follow-up, and small claims preparation if needed.
  • Everything in I Write & Send
  • 14-day follow-up letter
  • Small claims filing prep
  • Court forms completed
  • Hearing strategy guide
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Special Note for Freelancers & Contractors

If you're a freelancer or independent contractor in California, you have additional protections beyond standard breach of contract claims. California's AB5 and subsequent legislation created stricter classification rules that affect your rights.

If you were treated as an employee (set hours, company equipment, controlled work process) but paid as a contractor, you may have been misclassified. This opens up wage claim remedies that are often more powerful than contract claims.

Were You Misclassified?
If misclassified, you may be entitled to: unpaid overtime, meal/rest break penalties, expense reimbursement, waiting time penalties (up to 30 days wages), and potentially PAGA penalties. Consider filing a wage claim with the CA Labor Commissioner instead of or in addition to a demand letter.

About Me

I'm Sergei Tokmakov, a California-licensed attorney with extensive experience in business disputes and collections. I've helped clients recover over $2M in unpaid invoices and completed 1,800+ business projects.

⚖ CA Bar #279869 💼 1,800+ Business Projects 🎓 BU Law Graduate
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