Airbnb & Vacation Rental Injury Demand Letters

Short-term rental injuries involve complex liability questions spanning property owners, hosts, platform companies, and property managers. Navigate California premises liability law, Airbnb's Host Protection Insurance, and multiple insurance layers to recover compensation for injuries at vacation rentals.

Vacation Rental Injury Claims Overview
Injury Type Common Causes Potential Defendants
Slip and fall injuries Wet pool decks, broken stairs, uneven flooring, poor lighting Property owner, host, property manager
Pool and hot tub accidents Missing barriers, broken drains, chemical burns, drowning Property owner, pool maintenance company
Balcony/deck collapses Structural defects, rotten wood, code violations, overloading Property owner, contractor, inspector
Fire and carbon monoxide Missing detectors, gas leaks, faulty wiring, blocked exits Property owner, host, Airbnb (if violations reported)
Bed bug infestations Prior guest transmission, inadequate cleaning, ignored complaints Host, property owner, cleaning service
Dog bites and animal attacks Undisclosed pets, inadequate containment, dangerous breeds Pet owner, property owner (strict liability in CA)

Why Vacation Rental Cases Are Complex

  • Multiple potentially liable parties with different insurance
  • Airbnb's terms of service include arbitration clauses
  • Host may have inadequate or excluded insurance coverage
  • Property owners may claim ignorance of short-term rental use
  • Evidence disappears quickly between guest turnovers
  • Listings may misrepresent property conditions

Common Vacation Rental Injuries

  • Traumatic brain injuries from falls
  • Spinal cord injuries from deck collapses
  • Drowning and near-drowning injuries
  • Severe burns from fires or hot tub chemicals
  • Allergic reactions and respiratory injuries
  • Emotional trauma from assaults or invasions
Evidence Preservation Alert: Document all hazardous conditions before checkout. Airbnb listings can be modified or deleted, and cleaning crews may repair defects between guests. Screenshot the listing, photograph all defects, and preserve all host communications immediately.
Evidence Collection for Vacation Rental Injuries
Immediate Documentation

Property Evidence

  • Photographs of hazardous condition from multiple angles
  • Video walkthrough showing context and surroundings
  • Measurements of defects (stair height, railing gaps)
  • Lighting conditions at time of incident
  • Warning signs (or absence thereof)
  • Safety equipment condition (smoke detectors, pool fencing)

Digital Evidence

  • Full Airbnb listing with photos and descriptions
  • All host communications before and after injury
  • Booking confirmation and house rules
  • Host reviews mentioning similar issues
  • Property reviews you can leave documenting incident
  • Airbnb support ticket communications
Medical Documentation
  • Emergency room records: Document mechanism of injury and initial diagnosis
  • Imaging studies: X-rays, CT scans, MRIs showing fractures and internal injuries
  • Specialist consultations: Orthopedic, neurological, plastic surgery evaluations
  • Treatment records: Physical therapy, surgery, medication history
  • Prognosis statements: Future treatment needs and permanent impairment ratings
Third-Party Evidence
  • Witness statements from other guests or neighbors
  • Security camera footage from the property or nearby
  • Police or fire department reports if emergency services responded
  • Building inspection records and permit history
  • HOA complaints or violation notices about the property
  • Prior guest complaints filed with Airbnb
Listing Preservation: Screenshot the entire Airbnb listing immediately, including all photos, amenity claims, house rules, and safety disclosures. Hosts can modify listings after incidents, and Airbnb may remove listings with safety complaints. Use web archive services for additional preservation.
Sample Airbnb Injury Demand Letter
[Date] Via Certified Mail and Email [Host Name] [Host Address or c/o Airbnb Legal Department] 888 Brannan Street San Francisco, CA 94103 Re: Personal Injury Claim - Vacation Rental Property Guest: [Client Name] Property Address: [Rental Address] Airbnb Listing: [Listing URL or ID] Incident Date: [Date] Booking Confirmation: [Confirmation Number] Dear [Host Name]: This firm represents [Client Name] regarding serious injuries sustained on [Date] at your Airbnb property located at [Address]. We write to demand compensation for medical expenses, lost wages, and pain and suffering resulting from dangerous conditions at your rental property. FACTS OF THE INCIDENT On [Date], our client booked your property through Airbnb for a [length] stay. On [Date] at approximately [Time], our client [describe incident - e.g., "fell on the exterior staircase when a wooden step gave way beneath her"]. The [hazardous condition - e.g., "step had visible rot damage and inadequate structural support that was concealed by paint"]. Photographs taken immediately after the incident document [description of defect]. Your Airbnb listing represented the property as [relevant claims from listing, e.g., "recently renovated" or "professionally maintained"], which was materially false. LIABILITY ANALYSIS Under California Civil Code section 1714, property owners owe a duty of care to all persons lawfully on their property. As a paying guest, our client was owed the highest duty of care. You breached this duty by: 1. Failing to inspect and maintain the [hazardous condition] 2. Failing to warn guests of the dangerous condition 3. Misrepresenting property conditions in your Airbnb listing 4. Violating California Building Code requirements for [specific violation] California law imposes liability on property owners who knew or should have known of dangerous conditions. The deteriorated condition of [the hazard] indicates this defect existed for a substantial period before our client's injury. INJURIES AND DAMAGES Our client sustained the following documented injuries: - [Injury 1, e.g., "Comminuted fracture of the right ankle requiring surgical repair"] - [Injury 2, e.g., "Torn ligaments in the right knee"] - [Injury 3, e.g., "Lumbar spine strain with ongoing radiculopathy"] - [Injury 4, e.g., "Extensive contusions and soft tissue injuries"] Current medical expenses total $[Amount], with an additional $[Amount] in anticipated future treatment including [future treatment needs]. Our client, a [Occupation], has missed [X] weeks of work with lost wages of $[Amount]. DEMAND Based on the severity of injuries and clear liability, we demand the total sum of $[Amount] to resolve all claims. This figure accounts for: - Past medical expenses: $[Amount] - Future medical expenses: $[Amount] - Lost wages to date: $[Amount] - Future lost earning capacity: $[Amount] - Pain, suffering, and loss of enjoyment of life: $[Amount] We request you forward this letter to your insurance carrier(s), including Airbnb's Host Protection Insurance program. Please provide insurance information within fourteen (14) days. We expect a substantive response within thirty (30) days. If we cannot reach a reasonable settlement, we will pursue all available legal remedies, including litigation against you personally and claims against Airbnb for negligent platform operation. Please preserve all evidence related to this property, including maintenance records, prior guest complaints, inspection reports, and the current Airbnb listing. Sincerely, [Attorney Name] Attorney for [Client Name] [Law Firm] [Address] [Phone] [Email] Enclosures: - Medical records and billing statements - Incident photographs - Airbnb listing screenshots - Booking confirmation and communications - Lost wage documentation
Frequently Asked Questions
Liability typically falls on the property owner/host who has a duty to maintain safe premises. Airbnb itself may share liability in limited circumstances, such as when they failed to remove a listing with known safety issues. Property managers, maintenance companies, and landlords may also be liable depending on their contractual duties and knowledge of hazards.
Airbnb provides up to $1 million in Host Protection Insurance for third-party bodily injury claims. However, this coverage has exclusions for intentional acts, criminal activity, certain animal-related injuries, and injuries occurring during prohibited activities. The host's personal homeowner's or landlord's insurance may also apply, though many policies exclude short-term rental activities.
In California, personal injury claims generally have a two-year statute of limitations under Code of Civil Procedure section 335.1. However, you should send a demand letter and begin negotiations well before this deadline. Discovery rules may extend the deadline if injuries were not immediately apparent, but relying on extensions is risky.
Suing Airbnb directly is difficult because they position themselves as a platform connecting hosts and guests, not as property owners or operators. However, claims against Airbnb may succeed if they had actual knowledge of dangerous conditions and failed to act, or if their negligent vetting of hosts contributed to the injury. Most claims target the host and property owner.
Photograph the hazardous condition immediately, document all property defects, save the Airbnb listing with its safety claims and amenity descriptions, preserve all communications with the host, obtain witness statements from other guests, request security camera footage if available, and screenshot host reviews mentioning similar hazards. Medical records linking your injuries to the incident are essential.
California follows pure comparative negligence, meaning your recovery is reduced by your percentage of fault but not eliminated. If you were 30% at fault for not using available handrails and the property owner was 70% at fault for a broken step, you recover 70% of your damages. Hosts often argue guests assumed obvious risks or failed to exercise reasonable care.
Attorney Services & Contact

Vacation Rental Injury Representation

I represent guests injured at Airbnb properties, VRBO rentals, and other short-term vacation rentals throughout California. My practice handles claims against property owners, hosts, platform companies, and their insurers.

Email owner@terms.law or use Calendly for a paid strategy session.

Schedule strategy call

Services

  • Premises liability claims against vacation rental property owners
  • Insurance coverage analysis and claim filing with Airbnb Host Protection
  • Negligence claims against property managers and maintenance companies
  • Platform liability claims against Airbnb, VRBO, and similar services
  • Coordination with building inspectors and safety experts

Engagement Notes

  • 📄 Demand letter: Flat fee $450
  • ⏱️ Extended negotiation: $240/hr
  • 📊 Contingency: 33-40% for strong claims