Stock Research Platform Terms Scanner

Stock Research Provisions I Check First

Investment newsletters often hide important limitations. Understand what you're paying for.

High Risk

"Past performance is no guarantee" buried in fine print. Headline returns may be cherry-picked or exclude subscription costs.

Look for: "No guarantee of future results" or "hypothetical returns."

High Risk

Analysts may own stocks they recommend. Some services are paid to promote stocks. Check ownership disclosures carefully.

Look for: "May hold positions" or "compensated by companies."

High Risk

Subscriptions auto-renew at full price (often $200-400/year). Introductory rates don't apply to renewals.

Look for: "Automatically renews" and renewal price vs. introductory price.

Medium Risk

Many services are non-refundable once you access content. Trial periods may be just 7 days with no prorated refunds.

Look for: Refund policy, trial period terms, and cancellation rules.

Medium Risk

They sell "recommendations" but disclaim they're not investment advice. You can't sue for bad picks.

Look for: "Not personalized advice" or "do your own research."

Medium Risk

Returns may be calculated from recommendation date (not when you could buy), exclude fees, or use favorable timeframes.

Look for: How returns are calculated and what's excluded.