Subject: DEMAND FOR IMMEDIATE RETURN OF CRYPTOCURRENCY LOAN [Borrower Name/Entity] [Address if known] [Email/Telegram handle] Re: Outstanding Cryptocurrency Loan - [X] BTC / [Y] ETH Dear [Name]: On [DATE], you received a loan of cryptocurrency from [Lender Name] ("Lender") under the following terms: LOAN DETAILS: • Amount Loaned: [X.XXXX] BTC (and/or [Y.YYYY] ETH, [Z] USDT) • Transaction Hash: [hash] • Sending Wallet: [address] • Receiving Wallet: [address] • Loan Date: [date] • Maturity Date: [date] • Agreed Interest Rate: [%] (if applicable) LOAN AGREEMENT: [If written: "Per written agreement attached as Exhibit A"] [If oral: "Per our communications (attached as Exhibit B), you agreed to return [amount] by [date]"] REPAYMENT TERMS BREACHED: • Due Date: [DATE] • Days Overdue: [number] • Outstanding Principal: [amount] crypto • Accrued Interest (if applicable): [amount] • TOTAL OWED: [X] BTC = $[USD value at current rate] ATTEMPTS TO COLLECT: • [DATE]: Email request for payment - no response • [DATE]: Follow-up via [medium] - partial response, promise to pay "soon" • [DATE]: Final reminder - ignored LEGAL CLAIMS: 1. Breach of Contract (oral or written loan agreement) 2. Unjust Enrichment (you retain benefit of loaned crypto) 3. Conversion (wrongful retention of our property) 4. Fraud (if false promises were made to induce loan) DEMAND: You must return the cryptocurrency OR pay USD equivalent by [DATE - 15 days]: OPTION 1: Return in Crypto • [X.XXXX] BTC to wallet: [your address] • Plus [amount] interest/late fees (if applicable) OPTION 2: Pay USD Equivalent • $[amount] (based on [exchange] rate as of [date]) • Wire transfer to: [bank details] Failure to comply will result in: • Filing lawsuit in [jurisdiction] • Seeking attachment/garnishment of your assets • Reporting to law enforcement (wire fraud, money laundering if applicable) • Negative credit reporting • Attorneys' fees and court costs (estimated $[amount]) If you dispute this debt, provide written explanation with evidence by [DATE - 10 days]. Contact: [Your Attorney / Your Contact] Sincerely, [Lender Name]

Subject: DEMAND FOR REFUND - Fraudulent Token Sale [Project Name / Company] [Founders/Team Members] [Address] Re: [Token Symbol] ICO - Misrepresentation and Failure to Deliver Dear [Project Team]: I invested $[amount] / [X] ETH in your Initial Coin Offering for [Token Name] based on representations in your whitepaper and marketing materials. You have materially breached your obligations and engaged in fraudulent conduct. INVESTMENT DETAILS: • Investment Date: [date] • Amount: [X] ETH (transaction hash: [hash]) • Tokens Received: [amount] [SYMBOL] • Current Token Value: $[drastically lower or zero] REPRESENTATIONS MADE (from Whitepaper/Marketing): 1. "[Quote specific promise - e.g., 'Product launch Q2 2023']" 2. "[Partnership claims - e.g., 'Partnered with Major Corp']" 3. "[Team credentials - e.g., 'Former Google engineer leading development']" 4. "[Use of funds - e.g., '70% to product development']" ACTUAL FACTS (Fraud/Breach): 1. Product never launched; no development activity visible 2. "Partnerships" were never confirmed by alleged partners 3. Team members' credentials falsified (verified via LinkedIn/background check) 4. Funds misappropriated (blockchain analysis shows transfer to personal wallets) VIOLATIONS: • Securities Fraud (token = unregistered security under Howey test) • Wire Fraud (18 U.S.C. § 1343) - used internet to defraud investors • State Consumer Protection Laws ([State] statute) • Common law fraud, negligent misrepresentation DAMAGES: • Principal investment: $[amount] • Lost opportunity cost: $[amount] • Emotional distress and time spent DEMAND FOR REFUND: You must refund my investment by [DATE - 30 days]: • Return [X] ETH to wallet: [address], OR • Pay $[USD amount] via wire transfer Additionally, you must: • Cease all marketing and token sales immediately • Provide accounting of all ICO proceeds • Issue public correction of false statements If you fail to comply, I will: • File complaint with SEC (unregistered securities offering) • File complaint with FBI/IC3 (wire fraud) • Join or initiate class action lawsuit • Pursue individual lawsuit for fraud, breach of contract, RICO claims • Seek recovery of attorneys' fees, treble damages, punitive damages SEC has recently emphasized enforcement against fraudulent ICOs. Your conduct fits the pattern. Settle now or face federal investigation. Respond by [DATE - 15 days] with proof of refund or settlement proposal. [Your Name] [Contact Info] cc: SEC Enforcement Division, [State] Attorney General

Subject: DEMAND TO UNFREEZE ACCOUNT AND RELEASE FUNDS [Exchange Name] Legal Department [Address] [Compliance Email] Re: Account #[number] - Unlawful Funds Retention Dear [Exchange] Legal/Compliance: My account ([username] / ID: [number]) has been frozen since [DATE] without proper justification, in violation of your Terms of Service and applicable law. ACCOUNT DETAILS: • Account Holder: [Your Name] • Registration Date: [date] • Verification Level: [KYC tier completed] • Frozen Balance: [X] BTC, [Y] ETH, [Z] USDT = approx. $[total USD value] CIRCUMSTANCES OF FREEZE: • [DATE]: Attempted withdrawal of [amount] • [DATE]: Received generic email: "Your account is under review" • [DATE]: Requested explanation - no substantive response • [DATE - present]: Account remains frozen, no access to funds YOUR TERMS OF SERVICE VIOLATIONS: • Section [X]: "Account freezes only for [specific reasons]" - you provided no reason • Section [Y]: "Review completed within [timeframe]" - exceeded by [days] • Section [Z]: "User has right to explanation" - denied DAMAGE TO ME: • Unable to access $[amount] in funds for [duration] • Lost trading opportunities during market volatility: estimated $[amount] • Forced liquidation risks if margin positions • Reputational harm (cannot explain frozen account to third parties) APPLICABLE LAW: • Breach of Contract (your ToS) • Conversion (wrongful retention of my property) • Breach of implied covenant of good faith and fair dealing • [State] Consumer Protection Act violations DEMAND: 1. IMMEDIATE unfreezing of account (within 48 hours) 2. Full access to withdraw all funds 3. Written explanation for the freeze 4. Compensation for damages: $[amount] If account relates to AML/compliance concern: • Provide specific allegation so I can respond • Follow your own stated procedures for dispute resolution • Allow withdrawal of non-disputed funds FAILURE TO COMPLY: • I will file lawsuit in [jurisdiction per ToS or my residence] • Complaint to [State] Department of Financial Services • Complaint to CFPB (Consumer Financial Protection Bureau) • Public disclosure of your practices (social media, reviews) • Seek preliminary injunction for immediate fund release • Attorneys' fees per ToS Section [X] This is not an isolated incident with your exchange. Similar complaints documented on [forums/social media]. Pattern of conduct suggests systemic issue. You have until [DATE - 10 days] to unfreeze account and respond substantively. [Your Name] [Contact Info] Enclosures: - Account statements - Screenshot of frozen account - Communication history

Subject: Demand for Resolution - Smart Contract Execution Error [Protocol Name / DAO / Development Team] [Contact Info] Re: Smart Contract Malfunction - [Contract Address] Dear [Protocol Team]: I interacted with your smart contract at address [0x...] on [DATE], resulting in loss of funds due to a bug or incorrect implementation of stated functionality. TRANSACTION DETAILS: • Contract Address: [0x...] • Transaction Hash: [hash] • Date/Time: [timestamp] • My Wallet: [address] • Expected Outcome: [describe intended result] • Actual Outcome: [describe what happened] • Funds Lost: [X] ETH / [Y] tokens = $[USD value] CONTRACT TERMS vs. ACTUAL BEHAVIOR: Your documentation/whitepaper stated: "[Quote the promised functionality]" The smart contract code actually: "[Describe the bug or deviation]" This constitutes: 1. Breach of Contract (if there's a written agreement or ToS) 2. Negligent Misrepresentation (code didn't match documentation) 3. Breach of Warranty (implied warranty of merchantability/fitness) EVIDENCE: • Contract code audit showing bug: [link to audit or analysis] • Your own documentation: [link] • Blockchain proof of transaction • Similar incidents by other users: [references] NEGLIGENCE: • No proper audit before deployment • Known issue (based on prior user reports) not fixed • Insufficient testing on testnet DEMAND FOR RECOVERY: Option 1: Deploy corrected contract and allow me to reverse/redo transaction Option 2: Compensate me directly: [X] ETH to wallet [address] Option 3: Negotiate settlement amount DEADLINE: [DATE - 20 days] If you claim "code is law" and refuse responsibility: • I will pursue lawsuit for negligent misrepresentation + breach of contract • The legal agreement is not solely the code, but includes your representations • Recent cases (e.g., [cite precedent if available]) support liability for dev teams • I will seek discovery of team identities if currently pseudonymous Smart contract bugs have resulted in multi-million dollar settlements. Your protocol's reputation and future funding depend on how you handle this. Let's resolve this professionally before it becomes public litigation. [Your Name] [Contact]