Stripe Account Termination

Stripe Terminated Your Account?

I understand how devastating this can be. One day your business is running smoothly, the next your account is closed and your funds are frozen. You deserve answers and your money back. Let me help you fight back with a professional demand letter that gets results.

Generate Your Demand Letter

The Problem: Stripe's Termination Practices

Too many legitimate businesses face sudden account closures with no real explanation or recourse.

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Termination With Little or No Notice

Stripe can and does close accounts without warning. You might wake up to find your ability to process payments completely cut off, with no advance notice to prepare alternative solutions.

Vague "Violation of Terms" Cited

When Stripe does provide a reason, it is often a generic "violation of our Terms of Service" with no specifics about what you allegedly did wrong. How can you fix something when you do not know what it is?

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Funds Held for 90-180 Days

After termination, Stripe typically holds your funds in reserve for 90 to 180 days. For many businesses, this creates a devastating cash flow crisis that threatens their survival.

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Frustrating, Opaque Appeals Process

Trying to appeal through Stripe's support channels often feels like shouting into a void. Form responses, long wait times, and ultimate rejection without meaningful explanation are common.

Your Rights Under California Law

Stripe is headquartered in San Francisco, California. This gives you significant legal leverage.

California Law Protects You

Stripe, Inc. is a California corporation subject to California's robust consumer and business protection laws. The California Business and Professions Code Section 17200 prohibits unfair, unlawful, and fraudulent business practices.

Additionally, California's implied covenant of good faith and fair dealing applies to your agreement with Stripe. They cannot act arbitrarily in terminating your account or holding your funds.

  • Stripe is subject to CA Business & Professions Code 17200
  • Your contract includes an implied covenant of good faith
  • California money transmission laws regulate fund holds
  • You may have claims for conversion if funds are held improperly
Potential Legal Claims

What You May Be Entitled To

  • Breach of Contract: If Stripe failed to follow their own termination procedures or acted without proper cause
  • Unfair Business Practices: CA Bus. & Prof. Code 17200 violations for arbitrary or deceptive termination
  • Conversion: If Stripe is holding your funds beyond what is legally permitted or without justification
  • Breach of Good Faith: California contracts require parties to deal fairly with each other

Generate Your Demand Letter

Answer a few questions about your situation. I will create a professional demand letter tailored to your case.

Stripe Account Termination Intake

All information is kept confidential and used only to generate your letter.

Include funds in reserve or pending payouts
Approximate average before termination

Free to generate. No account required. Your information stays private.

What My Demand Letter Covers

Each letter is professionally crafted to address every aspect of your Stripe termination dispute.

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Request for Specific Termination Reason

Demands Stripe provide the exact policy or term you allegedly violated, not generic form language.

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Demand for Immediate Release of Held Funds

Asserts your right to your money and demands release within a specific timeframe.

Citation of CA Business & Professions Code

References Section 17200 and other applicable California statutes that protect your rights.

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10 Business Day Response Timeline

Sets a clear deadline for Stripe to respond, creating urgency and documentation.

Threat of Regulatory Complaint

Puts Stripe on notice that you will escalate to California regulators if not resolved.

Reservation of Litigation Rights

Preserves your right to pursue legal action if the matter is not resolved satisfactorily.

Success Stories

Real results from merchants who fought back against unfair Stripe terminations. Names withheld for privacy.

$47,000

Funds Released After Demand Letter

E-commerce seller had funds frozen for 4 months after sudden termination. Within 3 weeks of sending my demand letter, Stripe released the full reserve balance.

Funds Recovered
2 Weeks

Account Reinstated

SaaS business was terminated for "high risk" with no specifics. After my letter demanded documentation, Stripe reviewed the case and reinstated the account with an apology.

Account Restored
Settlement

Wrongful Termination Resolved

Subscription business lost significant revenue due to improper termination. After escalation, Stripe agreed to a settlement covering damages and immediate fund release.

Settlement Reached

Choose Your Level of Support

From DIY to full-service recovery. All options get you a professional demand letter.

Free Generator
$0
Build your own letter
  • Guided intake form
  • Professional letter format
  • Cites CA law and Stripe TOS
  • Instant download (Word/PDF)
  • Send it yourself
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Attorney Review
$150
I review and strengthen
  • Everything in Free Generator
  • Personal review by me
  • Specific edits for your case
  • Strategy recommendations
  • Email support
I Write & Send
$450
Full service, my signature
  • I draft letter from scratch
  • Sent on law firm letterhead
  • Certified mail delivery
  • Copy to Stripe legal
  • Follow-up strategy

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