Judgment Enforcement Demand Letters
You won the judgment, now collect it. Garnishment, bank levy, and lien enforcement demands.
You Won. Now What?
Having a judgment is not the same as having money. Many judgment debtors ignore court orders, hide assets, or simply refuse to pay. The judgment is just the first step, enforcement is where the real work begins.
A well-crafted post-judgment demand letter often triggers payment without the cost and delay of enforcement proceedings. The debtor now knows you're serious, you have a court order, and enforcement tools are available.
Post-Judgment Enforcement Tools (California)
| Tool | What It Does | When to Use |
|---|---|---|
| Wage garnishment | Takes up to 25% of debtor's disposable earnings | Debtor has W-2 employment |
| Bank levy | Freezes and seizes funds in debtor's bank account | You know which bank they use |
| Property lien | Abstract of judgment recorded against real property | Debtor owns real estate |
| Debtor examination | Court-ordered disclosure of assets and income | You need to find assets |
| Assignment order | Court orders debtor's income streams to you | Debtor has rental income, royalties, commissions |
| Till-tap order | Sheriff collects from debtor's business cash register | Debtor has cash-intensive business |
| Keeper levy | Sheriff stays at debtor's business and collects receipts | Last resort for cash businesses |
My Post-Judgment Demand Letter Strategy
- Review the judgment: Confirm amount, interest rate, and any post-judgment costs awarded
- Calculate current balance: Judgment amount + 10% statutory interest (CA CCP §685.010) + accrued costs
- Send demand letter: Reference the judgment, state the current balance, and outline specific enforcement actions I'll take if not paid within 15-30 days
- If no response → enforce: File wage garnishment, bank levy, or schedule debtor examination
Pricing
Want me to write it and send it?
I take a dispute like the one on this page and write the demand myself, on my letterhead, then handle delivery and read the response you get back.
Request the $1,200 packageAttorney demand on my letterhead, supporting chronology and damages calculation, certified mail plus email delivery, and review of their first response. Sergei Tokmakov, California Bar #279869.
Have an Uncollected Judgment?
I'll send a demand letter and, if needed, enforce through garnishment, levy, or lien.
Email owner@terms.law