Collections Writs of Execution

Seize Their Car, Business Equipment & Cash: California Personal Property Levy

When the debtor owns tangible assets - vehicles, business equipment, inventory, jewelry - you can have the sheriff seize and sell them. Direct, visible enforcement that gets their attention.

$150-500
Sheriff Fees
15 days
Notice Period
Public Auction
Sale Method

What Personal Property Can Be Levied?

Under CCP § 700.010 et seq., you can levy on virtually any tangible personal property owned by the judgment debtor. The sheriff physically seizes the property, holds it, and sells it at public auction.

Vehicles

Cars, trucks, motorcycles, boats, RVs, trailers. Sheriff can seize from the street, driveway, or parking lot.

Business Equipment

Machinery, tools, computers, office furniture. Great target for business debtors with equipment equity.

Inventory

Retail stock, raw materials, finished goods. Sheriff can seize entire inventory of a business.

Valuables

Jewelry, art, collectibles, electronics. Anything of value that can be sold at auction.

Types of Personal Property Levies

Standard Levy (Seizure)

The sheriff physically takes possession of the property, stores it, and sells it at auction. Used for vehicles, equipment, and valuables that can be moved and stored. The debtor loses possession immediately upon levy.

Keeper Levy

Under CCP § 700.070, the sheriff places a "keeper" at a business location for up to 10 days. The keeper monitors all transactions and collects cash from sales. Excellent for retail businesses, restaurants, and cash-heavy operations.

Keeper Levy Details

Till Tap Levy

A quick single-visit levy where the sheriff goes to a business and takes whatever cash is in the register at that moment. Cheaper than a full keeper levy but only captures one snapshot of cash on hand.

Pro Tip: Timing the Till Tap

Schedule till taps for end-of-day on weekends (maximum cash in register) or right after lunch rush for restaurants. The sheriff can hit multiple business locations on the same writ.

Personal Property Exemptions

Not everything can be seized. California law protects certain personal property from execution under CCP § 704.010 et seq. The debtor must actively claim these exemptions.

Property Type Exemption Amount Citation
Motor vehicle equity $3,325 (higher if needed for work) CCP § 704.010
Household furnishings Ordinary and necessary items CCP § 704.020
Personal effects (clothing, etc.) Ordinary and reasonably necessary CCP § 704.020
Tools of trade $9,700 CCP § 704.060
Jewelry, heirlooms, art $9,700 total CCP § 704.040
Health aids 100% exempt CCP § 704.050

Exemption Amounts Adjust Annually

California adjusts exemption amounts periodically for inflation. Verify current amounts before calculating whether a levy makes sense. These figures are approximate.

Vehicle Levies in Practice

Levying on vehicles is one of the most common and effective personal property executions. Here's how it works:

  1. Locate the vehicle - Get make, model, license plate, and where it's usually parked
  2. Check for liens - Run a DMV lien search; if the car loan exceeds value, don't bother
  3. File instructions with sheriff - Include vehicle description and location
  4. Sheriff seizes vehicle - Can be towed from any public location (some sheriffs will get from private property)
  5. Storage and notice - Sheriff stores vehicle, sends notice to debtor
  6. Sale at auction - After 15-day notice period, vehicle sold to highest bidder

Pro Tip: Multiple Registered Vehicles

Run a DMV search to find all vehicles registered to the debtor. Many people own multiple cars, boats, or recreational vehicles. A single writ can cover multiple vehicles.

Cost Analysis

Vehicle levies have significant costs. Make sure the equity justifies the expense:

If total costs are $500-800 and the vehicle only has $2,000 equity (after subtracting exemption and liens), the net recovery is minimal. Target higher-value vehicles.

Frequently Asked Questions

Yes. At any time before the sale, the debtor can pay the full judgment amount plus all costs and fees to release the property. Many debtors will pay once their car is actually towed - the levy gets their attention in a way that demand letters don't.

If the property value is less than the applicable exemption amount, the debtor can claim the exemption and the property will be released. However, the debtor must actively file the exemption claim within the statutory period - exemptions aren't automatic. If they miss the deadline, the property sells regardless.

Yes, if it's the debtor's property (not the employer's). Common examples: a contractor's tools kept at a job site, or a salesperson's vehicle parked at work. The sheriff can levy on the debtor's property wherever it's located - home, work, storage unit, or public street.

A third party can file a "third-party claim" asserting ownership. You'll then need to either release the property or post a bond and litigate ownership. This is common with vehicles titled to family members or business equipment owned by entities. Do your homework before levying on property that might belong to someone else.

After the notice period, the sheriff conducts a public auction. Anyone can bid. Payment is typically required immediately in cash or cashier's check. The highest bidder gets the property. Sale proceeds pay sheriff's fees first, then your judgment. As the creditor, you can credit bid - use your judgment as payment rather than cash.

Digital assets present unique challenges. If the cryptocurrency is held on an exchange (Coinbase, etc.), you may be able to levy on the account like a bank account. Self-custodied crypto in hardware wallets is harder - you'd need to obtain the wallet device and force disclosure of keys, likely through debtor examination and contempt proceedings. This is an evolving area of law.

$240 /hour

Need Help With a Personal Property Levy?

I handle California personal property levies from asset identification through sheriff's sale. Vehicle seizures, keeper levies, till taps - professional judgment enforcement.

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