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Add Your Collection Costs to the Judgment

Every dollar you spend enforcing a judgment - filing fees, service costs, levy fees - can be added to what the debtor owes. File a memorandum of costs after judgment under CCP 685.070 to increase your judgment and recover your enforcement expenses.

$500-2,000+
Typical Costs Recovery
+10%
Interest on Costs Too
No Limit
File As Needed

What Is a Memorandum of Costs After Judgment?

A memorandum of costs after judgment under CCP 685.070 is a form you file with the court listing your post-judgment enforcement expenses. Once filed and allowed, these costs become part of the judgment - the debtor owes them, and they earn 10% interest just like the original judgment.

Why This Matters

File Costs Regularly

Don't wait until collection is complete. File a memorandum of costs after each enforcement action. This ensures your costs are documented, earning interest, and protected if the debtor later files bankruptcy or the judgment is renewed.

What Costs Can You Recover?

Under CCP 685.040, you can recover reasonable and necessary costs of enforcement:

Cost Type Typical Amount Notes
Writ of Execution (issuance) $40-60 Court filing fee
Abstract of Judgment $40 Per county recorded
Recording fees $15-50 County recorder charges
Sheriff's levy fee $50-150 Per levy instruction
Registered process server $50-150 Per service
Debtor examination filing $60 Motion fee
Keeper fees $200-1,000+ Business levy keepers
Notary fees $15-30 Per acknowledgment
Certified copies $25-50 From court clerk

Attorney's Fees

Attorney's fees for post-judgment enforcement are recoverable only if:

Keep All Receipts

If the debtor contests your costs, you'll need documentation. Keep receipts, invoices, and proof of payment for every expense. The court won't allow costs you can't prove.

How to File a Memorandum of Costs

Use Judicial Council Form MC-012 (Memorandum of Costs After Judgment, Acknowledgment of Credit, and Declaration of Accrued Interest).

Step-by-Step Process

  1. Complete MC-012 - List each cost item with date incurred and amount
  2. Itemize everything - Be specific (e.g., "Sheriff levy fee - bank account levy, ABC Bank, 1/15/24")
  3. Calculate interest - Include accrued interest on the judgment to date
  4. Sign under penalty of perjury - The form requires your declaration
  5. File with court - File in the original case
  6. Serve on debtor - Mail a copy to debtor's last known address

Filing Fee

There is no filing fee for a memorandum of costs after judgment. It's filed in the existing case.

Timing

File after you've incurred the costs. You can file multiple memoranda throughout the collection process. Each filing covers costs incurred since your last filing (or since judgment if it's your first).

Debtor's Right to Object

The debtor has 10 days after service to file a motion to tax (reduce) your costs under CCP 685.070(c).

Common Objections

If Debtor Objects

You'll receive notice of a hearing. Bring your documentation to prove each cost was reasonable and necessary. The court will allow, reduce, or disallow contested items.

No Objection = Costs Allowed

If the debtor doesn't file a timely objection, your costs are automatically allowed as claimed. The costs become part of the judgment without any hearing.

How Costs Affect Your Total Recovery

Under CCP 685.050, payments are applied in this order:

  1. First: Costs - Your enforcement costs are paid first
  2. Second: Accrued interest - Then interest accumulated on principal and costs
  3. Third: Principal - Finally, the original judgment amount

Example: $20,000 Judgment After 2 Years

If you levy the debtor's bank account and recover $5,000:

You Get Your Costs Back First

This payment order means your enforcement expenses are reimbursed before any payment reduces the principal. You're not paying out of pocket for collection - the debtor is.

Frequently Asked Questions

As often as you need to. There's no limit. You can file after each enforcement action, quarterly, annually, or whenever you've accumulated meaningful costs. I typically file after each significant enforcement effort (each levy, each debtor exam, etc.) to keep the judgment balance current.

Limited. Skip trace fees and asset search costs may be recoverable if reasonable and necessary to locate assets for enforcement. However, general "monitoring" or speculative investigation isn't typically allowed. Stick to investigation directly tied to specific enforcement actions.

Yes. When you file for judgment renewal, you include all outstanding costs and accrued interest. The renewed judgment reflects the total: original principal + costs + interest. File your memorandum of costs before renewal to ensure everything is captured.

Generally recoverable if the attempt was reasonable. A bank levy that returns "account closed" still incurred costs - you didn't know the account was empty. However, repeatedly levying accounts you know are empty would be unreasonable. Document why each attempt was reasonable at the time.

Small incidental costs are technically recoverable but rarely worth itemizing. Courts may reduce nominal costs as unreasonable to track. Focus on significant costs - filing fees, service fees, levy costs. If you want to recover postage, batch it into reasonable estimates rather than itemizing each stamp.

$240 /hour

Need Help Recovering Your Enforcement Costs?

I help creditors document and recover all allowable enforcement costs, ensuring your judgment balance stays current and maximizing your eventual recovery.

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