Question 1

What is PayPal's standard fee for receiving payments?

Accepted Answer

PayPal's standard fee for receiving domestic payments in the US is 2.9% + $0.30 per transaction. This applies to most goods and services payments received through PayPal Checkout, invoicing, and PayPal buttons. Business accounts may qualify for volume discounts.

Question 2

Does PayPal charge fees for Friends and Family payments?

Accepted Answer

PayPal does not charge fees for Friends and Family payments sent within the US using a bank account or PayPal balance. However, if the sender uses a credit or debit card, a fee of 2.9% + $0.30 applies. International Friends and Family payments have additional fees.

Question 3

What are PayPal's international payment fees?

Accepted Answer

PayPal charges 4.4% + a fixed fee for international commercial transactions. The fixed fee varies by currency. Additionally, currency conversion adds 2.5% to 4% above the mid-market exchange rate. Total costs for international payments can reach 7-9%.

Question 4

What is PayPal's micropayments rate?

Accepted Answer

PayPal offers a micropayments rate of 5% + $0.05 per transaction. This rate is beneficial for transactions under approximately $10 where the lower fixed fee saves money compared to the standard 2.9% + $0.30 rate. You must apply to enable micropayments on your account.

Question 5

How do I calculate how much to charge to receive a specific amount after PayPal fees?

Accepted Answer

To receive a specific net amount, use the reverse fee formula: Gross Amount = (Net Amount + Fixed Fee) / (1 - Percentage Rate). For example, to receive $100 after standard fees: ($100 + $0.30) / (1 - 0.029) = $103.40. Our calculator does this automatically.

PayPal Fee Calculator

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