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Fansly Terms of Service

Last updated: January 2025 | Reviewed: February 2026

Growing OnlyFans alternative with more flexible content tiers but similar problematic terms around chargebacks and content rights.

35
Grade D
Bottom Line: Fansly offers marginally better terms than OnlyFans with more flexible subscription tiers. However, creators still face chargeback liability, broad content licenses, and limited termination protections. The platform's smaller size means less regulatory scrutiny but also less established practices.

Category Scores

Content Ownership & Rights 32/100
Payment & Chargebacks 28/100
Account Termination 38/100
Dispute Resolution 40/100
Fee Transparency 38/100

Key Findings

⚠ Broad Content License
Like competitors, Fansly takes a broad license to use creator content for platform promotion and operations. The license extends beyond account deletion.
"You grant Fansly a worldwide, royalty-free license to use, reproduce, modify, and display your content for the purpose of operating and promoting the platform."
⚠ Creator Chargeback Liability
Creators bear the financial burden of chargebacks, though Fansly offers slightly more dispute support than some competitors.
"In the event of a chargeback, the disputed amount will be deducted from your account balance. We may assist in disputing chargebacks but cannot guarantee outcomes."
⚠ Flexible Subscription Tiers
Fansly allows more complex subscription tier structures than OnlyFans, which can help creators offer varied pricing. This is a positive feature for monetization flexibility.
⚠ Limited Termination Notice
While slightly better than OnlyFans, Fansly still reserves broad termination rights with minimal notice requirements.
"We may suspend or terminate your account with or without notice if we determine, in our sole discretion, that you have violated these terms."

Comparison: Creator Platforms

FeatureFanslyOnlyFansFanvue
Platform Fee20%20%15%
Subscription TiersMultipleLimitedMultiple
Chargeback PolicyCreator Bears MostCreator Bears AllShared Risk
Content LicenseBroadPerpetualLimited
Audience SizeGrowingLargestSmall

Recommendation

For Creators: Fansly is a reasonable alternative to OnlyFans with marginally better terms and more flexible features. Good for diversification but not a dramatic improvement in creator protections.

Platform Strategy: Consider using Fansly alongside other platforms rather than as a sole income source. The subscription tier flexibility can help test different pricing strategies.