Paste any car rental or peer-to-peer car sharing terms below to identify insurance gaps, mileage limits, and damage liability policies
⚠️ 6 Car Rental Gotchas to Watch For
CDW/LDW Exclusions:HIGH Collision Damage Waiver often excludes roof, undercarriage, tires, and interior damage. Single-vehicle accidents or "negligent driving" may void coverage entirely
Administrative/Loss of Use Fees:HIGH Even with insurance, you may owe "administrative fees" ($50-500) and "loss of use" charges for days the car is being repaired—these often aren't covered by your personal insurance
Mileage Overage Penalties:MEDIUM Daily mileage limits (often 150-250 miles) can result in $0.25-0.75/mile overage charges. A road trip can add hundreds to your bill
Fuel Prepay Traps:MEDIUM Prepaid fuel options charge for a full tank whether you use it or not. "Fuel service charges" for not returning full can be 2-3x gas station prices
Additional Driver Fees:MEDIUM Unlisted drivers void all coverage. Adding a driver can cost $10-15/day. Spouses may be covered automatically, but not domestic partners
Geographic Restrictions:HIGH Crossing state lines (especially into Mexico or Canada) or driving on unpaved roads may void insurance and violate the rental agreement
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