Rental insurance platforms collect data about your apartment, possessions, and claims history. This data affects your premiums and coverage.
Side-by-side comparison of privacy scores across major rental insurance services.
| Service | Score | Grade | Key Privacy Issue | |
|---|---|---|---|---|
|
L
Lemonade Renters
Best in Category
|
50 | C | AI claims processing analyzes submitted photos | View Review → |
|
J
Jetty
|
45 | C- | Lease data shared with property managers | View Review → |
|
G
Goodcover
|
40 | C- | Member data used for risk pool analysis | View Review → |
|
T
Toggle
Lowest in Category
|
37 | D+ | Possessions inventory visible to insurer | View Review → |
Inventory of your belongings stored by the insurer.
Claims data shared across insurance networks.
Rental addresses reveal living situation over time.
Building and neighborhood data affects your rates.
We also analyze rental insurance terms of service for consumer fairness issues like billing, cancellation, and liability.
View ToS Watchdog Rental Insurance →Click through for complete privacy analysis of each service.
If you're worried about how these services are using your data, or need help understanding your rights under privacy laws, I can help.