Car Accident Injuries FAQ

Injury Claims, Medical Treatment, and Compensation - California Law

Q: Should I see a doctor after a car accident even if I feel fine? +

Yes, you should always see a doctor after a California car accident even if you feel fine initially. Many injuries don't show symptoms immediately due to adrenaline masking pain, delayed onset of soft tissue injuries, and internal injuries that aren't externally visible. Common delayed-onset injuries include:

  • Whiplash and neck injuries (may not appear for 24-72 hours)
  • Concussions and traumatic brain injuries
  • Internal bleeding
  • Herniated discs
  • Soft tissue injuries

Seeking prompt medical attention creates documentation linking injuries to the accident, prevents insurance companies from claiming you weren't really hurt, and ensures proper diagnosis. Most doctors recommend evaluation within 72 hours of an accident.

Legal Reference: California Evidence Code Section 1157
Q: What types of injuries can I claim compensation for after a car accident? +

California car accident victims can claim compensation for a wide range of physical and psychological injuries including:

  • Traumatic brain injuries (mild concussions to severe brain damage)
  • Spinal cord injuries including paralysis
  • Neck injuries like whiplash and cervical strain
  • Back injuries including herniated discs and fractures
  • Broken bones and fractures
  • Soft tissue injuries (muscles, tendons, ligaments)
  • Internal organ injuries
  • Facial injuries and disfigurement
  • PTSD, anxiety, depression, and psychological trauma

Both acute injuries and chronic conditions that develop over time are compensable. Pre-existing conditions aggravated by the accident are also compensable.

Legal Reference: California Civil Code Section 3333
Q: How do I pay for medical treatment after a car accident? +

Several options exist for paying for medical treatment after a California car accident while your claim is pending:

  • Health insurance - covers treatment, though may have subrogation rights
  • MedPay coverage on your auto policy - pays regardless of fault
  • Treatment on a lien basis - providers wait for payment until settlement
  • Medi-Cal or Medicare - if you qualify, with reimbursement rights
  • Direct payment by at-fault driver's insurance (rare before settlement)
  • Payment plans with providers

Work with your attorney to coordinate payment sources and understand any reimbursement obligations from your eventual settlement.

Legal Reference: California Civil Code Section 3040 (Healthcare Liens)
Q: What is maximum medical improvement and why does it matter? +

Maximum Medical Improvement (MMI) is the point at which your condition has stabilized and is unlikely to improve further with additional treatment, though you may still require ongoing maintenance care. Reaching MMI matters because it allows accurate calculation of total medical expenses, helps determine any permanent impairment, enables proper valuation of future medical needs, and provides a clear picture for settlement negotiations.

Settling before reaching MMI is risky because you may not know the full extent of your injuries and cannot reopen your claim later if your condition worsens. Once you reach MMI, your doctor can provide a prognosis and, if applicable, a permanent impairment rating. For severe injuries, wait for MMI before finalizing any settlement.

Legal Reference: California Civil Code Section 3283 (Future Damages)
Q: How do I calculate pain and suffering damages for my injuries? +

Pain and suffering damages compensate for physical discomfort and emotional distress. California doesn't have a statutory formula, but common methods include the multiplier method (economic damages x 1.5-5 based on severity) and the per diem method (daily dollar amount x recovery days).

Factors affecting calculations include severity and type of injuries, whether injuries are permanent, impact on daily activities, emotional distress, recovery duration, and visible scarring. Document your pain and suffering with a daily journal describing symptoms and limitations. Family member testimony about how the accident affected you also supports your claim.

Legal Reference: California Civil Code Section 3333 (Non-Economic Damages)
Q: Can I recover compensation if my pre-existing condition was aggravated? +

Yes, California follows the eggshell plaintiff doctrine, meaning the at-fault driver must take their victim as they find them. If a pre-existing condition was aggravated by the accident, you can recover for additional treatment needed, increased pain and suffering, additional time off work, and any permanent worsening of your condition.

However, you can only recover for the aggravation, not the original underlying condition. Insurance companies often try to blame symptoms on pre-existing conditions, so document your condition before and after the accident with medical records and obtain a doctor's opinion on how the accident worsened your condition. Be honest about your medical history.

Legal Reference: CACI 3927 (Aggravation of Pre-Existing Condition)
Q: What if the accident caused me to miss work? +

You can recover lost wages as part of your California car accident claim if injuries prevented you from working. Recoverable lost income includes:

  • Wages, salary, or hourly pay for time missed
  • Sick leave or vacation time used for treatment
  • Bonuses and commissions you would have earned
  • Self-employment income (documented through business records)
  • Overtime opportunities lost due to injury

To prove lost wages, obtain a letter from your employer confirming pay rate and time missed. Self-employed individuals should provide tax returns and business records. If injuries prevent returning to your previous job, you may also claim future lost earning capacity with expert testimony.

Legal Reference: California Civil Code Section 3333
Q: How do I document my injuries for my car accident claim? +

Thorough documentation is essential for maximizing your claim. Keep copies of all medical records including ER reports, hospital records, diagnostic imaging, treatment notes, and prescription records. Financial documentation should include all medical bills, receipts for out-of-pocket expenses, and proof of lost wages.

Personal documentation is also valuable: keep a daily pain journal recording symptoms, limitations, and emotional state. Take photographs of visible injuries throughout recovery. Document how injuries affect daily activities. Witness statements from family members can support your claim. Organize documents chronologically and maintain multiple copies.

Legal Reference: California Evidence Code Sections 1400-1454
Q: Can I claim compensation for emotional trauma after a car accident? +

Yes, California allows recovery for emotional distress and psychological trauma resulting from car accidents. Compensable emotional injuries include:

  • Post-traumatic stress disorder (PTSD)
  • Anxiety and panic attacks
  • Depression
  • Sleep disturbances and nightmares
  • Fear of driving or riding in vehicles
  • General emotional distress affecting quality of life

Seek treatment from a mental health professional who can diagnose your condition. A formal diagnosis strengthens your claim significantly. Emotional trauma damages are included in pain and suffering calculations and can substantially increase claim value.

Legal Reference: California Civil Code Section 3333; Molien v. Kaiser Foundation Hospitals
Q: What if I need future medical treatment for my car accident injuries? +

If your injuries require ongoing or future medical treatment, you can include anticipated costs in your claim. Future medical expenses may include additional surgeries, ongoing physical therapy, future medications, medical equipment needs, home care assistance, and chronic pain treatment.

You'll need medical evidence supporting the need for continued treatment through your physician's testimony or a medical expert opinion. A life care planner can provide comprehensive cost projections for catastrophic injuries. Future damages must be proven to a reasonable medical probability. Don't settle until you understand all future treatment needs, as you cannot reopen your case after settlement.

Legal Reference: California Civil Code Section 3283 (Future Damages)

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