Accidents involving California government entities: When a city bus, police vehicle, county maintenance truck, or other government-owned vehicle causes an accident, you cannot simply file an insurance claim. California's Government Claims Act (Gov. Code §§ 900-996.6) requires you to file a formal tort claim with the public entity within 6 months of the accident—or you permanently forfeit your right to sue.
This 6-month deadline is strict and applies to all claims against California cities, counties, the State of California, school districts, transit agencies, and other public entities. Missing the deadline bars your claim entirely, even if you have clear liability and severe injuries. This guide covers how to identify government liability, file timely tort claims, and write effective demand letters under the Government Claims Act.
I'm a California-licensed attorney who handles government tort claims personally. For broader car accident demand guidance, see the California car accident demand letters guide.
California's Government Claims Act creates special procedures for suing government entities (cities, counties, the state, school districts, transit agencies, etc.). Unlike standard car accident claims where you file an insurance claim and negotiate, government claims require:
| Aspect | Standard Private Claim | Government Entity Claim |
|---|---|---|
| Deadline to file claim | 2-year statute of limitations for personal injury (file lawsuit anytime within 2 years). | 6 months to file tort claim (Gov. Code § 911.2). Must file before lawsuit. |
| Where to file | File insurance claim with at-fault driver's insurer. | File formal tort claim with the specific public entity's clerk or risk manager. |
| Response time | Insurer investigates and responds (no set timeline, but typically 30-90 days). | Entity has 45 days to accept/reject/take no action. Deemed rejected after 45 days if no response. |
| Punitive damages | Available if defendant's conduct was malicious, oppressive, or fraudulent. | NOT available against public entities (Gov. Code § 818). Only compensatory damages. |
| Immunity defenses | Standard negligence defenses (comparative fault, etc.). | Broad immunities (emergency vehicle, discretionary act, hazardous condition immunities under Gov. Code §§ 815-820.2). |
| Lawsuit filing | Can file lawsuit directly without prior notice. | Cannot sue until tort claim is rejected or deemed rejected (Gov. Code § 945.4). |
The 6-month deadline runs from the date the "cause of action accrues"—typically the date of the accident (Gov. Code § 911.2(a)).
Your claim is permanently barred (Gov. Code § 945.6). You cannot sue the public entity, even if:
Your only options:
You must file your claim with the specific entity responsible for the vehicle or employee. Filing with the wrong entity does NOT satisfy the claims requirement.
Most California public entities provide a standard "Claim for Damages and Injury" form (based on Gov. Code § 910). You can also draft your own claim if it contains all required information (substantial compliance).
Required information (Gov. Code § 910):
Each public entity has a designated office for receiving tort claims:
While not required at the tort claim stage, attaching key documents strengthens your claim and may encourage early settlement:
After you file your tort claim, the public entity has 45 days to respond (Gov. Code § 912.4). The entity can:
Yes. After your tort claim is filed and rejected, you can send a formal demand letter to the entity's risk manager or attorney and negotiate settlement. Many government claims settle without lawsuit if:
| Tort Claim (Gov. Code § 910) | Demand Letter (after rejection) |
|---|---|
| Filed within 6 months of accident (strict deadline). | Sent after tort claim is rejected (no specific deadline, but before 6-month lawsuit deadline). |
| Minimal detail required: date, location, general description of injury, amount claimed. | Comprehensive: full liability analysis, complete medical records, detailed damages, legal citations. |
| Purpose: Preserve right to sue (meet statutory requirement). | Purpose: Persuade entity to settle without litigation. |
| Standard form (1-2 pages). | Detailed letter (5-15 pages) with extensive attachments. |
I am a California-licensed attorney who personally handles tort claims against California cities, counties, the State, transit agencies, and other public entities. Government claims require strict compliance with the Government Claims Act—missing the 6-month deadline or filing with the wrong entity permanently bars your claim.
If you missed the 6-month deadline, your claim is likely barred, but you have one option:
File a late claim petition (Gov. Code § 911.4) within 1 year of the accident. You must show you failed to file due to "mistake, inadvertence, surprise, or excusable neglect."
Grounds that may work: You were physically/mentally incapacitated (coma, severe brain injury), entity affirmatively misled you, or you filed with the wrong entity in good faith.
Grounds that do NOT work: "I didn't know about the deadline," "I was waiting to finish medical treatment," or "my attorney missed it."
If the entity denies your late claim petition, you can petition superior court for relief (§ 946.6). Courts rarely grant relief, but it's your only chance. Consult an attorney immediately if you missed the deadline.
Generally, no. California Gov. Code § 820.2 grants public employees immunity from personal liability for acts within the scope of their employment, unless they acted with malice.
When you CAN sue the employee personally:
Practical issue: Even if you can sue the employee personally, they likely have no assets or insurance coverage. The entity (which has deep pockets) is the real target, which requires the tort claim process.
Yes, but it's limited immunity. California Vehicle Code § 21056 and Gov. Code § 17004 provide immunity to authorized emergency vehicles (police, fire, ambulance) when responding to emergencies, but only if they act with "due regard for safety."
What immunity covers: Emergency vehicles can exceed speed limits, run red lights, and disregard traffic laws if they are using lights and sirens and responding to an emergency.
What immunity does NOT cover:
Your burden: You must prove the officer exceeded "due regard." This typically requires expert testimony on police pursuit standards and investigation of whether emergency justified the driving conduct.
No. California does NOT cap compensatory damages (economic + non-economic) in personal injury claims against government entities. You can recover full damages for medical expenses, lost wages, and pain-and-suffering, subject to the usual rules (Howell, comparative negligence, etc.).
What IS capped:
Practical limits: Some entities have self-insured retention limits or excess insurance policies. If your damages exceed the entity's coverage, you can obtain a judgment for the full amount, but collection may be limited by the entity's assets and insurance.
Tort claim stage (first 6 months): File tort claim within 6 months of accident. Entity responds (accept/reject) within 45 days. Most entities automatically reject.
Post-rejection negotiation (6-12 months): After rejection, send comprehensive demand letter with full documentation. Government entities negotiate slowly—expect 6-12 months of back-and-forth.
Litigation (if no settlement): 1-3 years from filing lawsuit to trial. Government entities defend vigorously and use immunity defenses. Many cases settle during discovery or mediation.
Total timeline: Simple cases with clear liability may settle within 12-18 months of accident. Complex cases or immunity disputes may take 2-4 years to resolve through trial or appeal.
If the driver was an independent contractor (not a government employee), the public entity may not be liable under Gov. Code § 815.2 (vicarious liability applies only to employees, not contractors).
Your options:
Example: City hires private company to operate shuttle buses. Shuttle driver causes accident. You sue the private company (standard claim) and file tort claim against city for negligent contractor selection/supervision.