Texas Contractor Defect Demand Letters

Texas Residential Construction Liability Act (RCLA) - Tex. Prop. Code Ch. 27

Texas construction defect law: When your Texas contractor delivers defective work, the Texas Residential Construction Liability Act (RCLA) under Tex. Prop. Code Chapter 27 controls your claim. The RCLA requires homeowners to provide written notice to contractors at least 60 days before filing a lawsuit and establishes a detailed pre-suit process.

This guide covers RCLA notice requirements, TDLR contractor licensing, the inspection and offer process, and how to draft demand letters that comply with Texas law while maximizing your recovery for construction defects.

I handle Texas construction defect demand letters personally. Compliance with the RCLA is mandatory - failing to follow the proper procedures can limit your damages or result in dismissal of your lawsuit.

The Texas Residential Construction Liability Act (RCLA)

The RCLA (Tex. Prop. Code Sections 27.001-27.007) is the exclusive remedy for residential construction defect claims in Texas. It establishes mandatory pre-suit procedures designed to encourage resolution without litigation.

What the RCLA Covers

The RCLA applies to construction defects in residential properties, including:

  • Defective design, construction, or repair of improvements to real property
  • Defective materials used in construction
  • Failure to meet applicable building codes
  • Defective alterations or additions to existing structures
  • Issues with new home construction and major renovations
RCLA is mandatory: You cannot skip the RCLA notice process. If you file a lawsuit without complying with the RCLA, the contractor can seek abatement (pause) of the lawsuit until you complete the required notice procedures.

What the RCLA Does NOT Cover

Certain claims fall outside the RCLA:

  • Commercial construction (non-residential properties)
  • Personal injury claims arising from construction defects
  • Pure breach of contract claims unrelated to construction defects
  • Fraud and intentional misrepresentation claims
  • Texas Deceptive Trade Practices Act (DTPA) violations

Statute of Limitations and Repose

Claim Type Deadline Statutory Reference
Breach of Contract 4 years from breach Tex. Civ. Prac. & Rem. Code Sec. 16.004
Construction Defect (tort) 2 years from discovery Tex. Civ. Prac. & Rem. Code Sec. 16.003
Statute of Repose 10 years from substantial completion Tex. Civ. Prac. & Rem. Code Sec. 16.008
10-year absolute bar: Regardless of when you discover defects, you cannot bring a construction defect claim more than 10 years after substantial completion of the work. This statute of repose is an absolute bar under Texas law.

TDLR and Contractor Licensing in Texas

Texas does not require statewide general contractor licensing. However, the Texas Department of Licensing and Regulation (TDLR) licenses specific trades:

  • Electricians: Licensed by TDLR
  • HVAC Technicians: Licensed by TDLR for air conditioning and refrigeration
  • Plumbers: Licensed by the Texas State Board of Plumbing Examiners
  • Roofers: Some cities require registration; no statewide license
  • General Contractors: No statewide license; many cities require local registration
Unlicensed contractor implications: If your contractor performed work requiring a license without proper credentials, you may have additional claims for violation of licensing requirements. Unlicensed contractors may also be unable to enforce contracts against homeowners in some circumstances.

RCLA Notice and Response Timeline

The RCLA establishes a detailed pre-suit process with specific deadlines for both homeowners and contractors. Following this process correctly is essential.

Step-by-Step RCLA Process

Day 0
Homeowner Sends Written Notice
Mail RCLA notice to contractor by certified mail, return receipt requested. Notice must describe defects in reasonable detail. (Tex. Prop. Code Sec. 27.004(a))
Day 35
Contractor May Request Inspection
Contractor has 35 days from notice receipt to request a reasonable inspection of the property. Homeowner must provide reasonable access. (Tex. Prop. Code Sec. 27.004(b))
Day 45
Contractor Must Make Written Offer
Contractor has 45 days from notice receipt to make a written offer to repair or settle the claim. Offer must be specific and reasonable. (Tex. Prop. Code Sec. 27.004(b))
Day 70
Homeowner Responds to Offer
Homeowner has 25 days to accept or reject the contractor's offer. Rejection should be in writing with reasons stated. (Tex. Prop. Code Sec. 27.004(c))
Day 60+
Lawsuit May Be Filed
After 60 days from notice (or after rejection of unreasonable offer), homeowner may file lawsuit. RCLA compliance is complete. (Tex. Prop. Code Sec. 27.004(a))

RCLA Notice Requirements (Tex. Prop. Code Sec. 27.004)

Your RCLA notice must include:

  • Description of each construction defect in reasonable detail
  • Location of each defect within the property
  • The date you first observed or became aware of each defect
  • Your contact information for scheduling inspection
Be specific: Vague descriptions like "the roof leaks" are insufficient. Describe exactly where leaks occur, when they started, conditions that cause them, and any resulting damage. Include photographs and contractor estimates if available.

Contractor's Inspection Rights

After receiving your notice, the contractor has the right to:

  • Inspect the property and the alleged defects
  • Bring experts, subcontractors, or insurance adjusters
  • Document the conditions with photographs and measurements
  • Conduct reasonable testing to determine cause of defects
Do not refuse inspection: Unreasonably refusing to allow the contractor to inspect may limit your damages or provide the contractor a defense. You must provide reasonable access at mutually convenient times.

Evaluating the Contractor's Offer

If the contractor makes a settlement or repair offer, you must evaluate it carefully:

If the Offer Is... Your Options Consequences
Reasonable and accepted Accept in writing; contractor performs repair Claim resolved; no lawsuit needed
Unreasonable and rejected Reject in writing with reasons; may file lawsuit Full damages available at trial
Reasonable but rejected Reject in writing; may file lawsuit Damages may be limited to offer amount (Sec. 27.004(g))
Get professional evaluation: Before rejecting a contractor's offer, have an independent contractor or expert evaluate whether the proposed repair is adequate. Rejecting a reasonable offer can significantly limit your recovery at trial.

Evidence Checklist for Texas Construction Defect Claims

Building a strong construction defect case requires comprehensive documentation of the defects, their cause, and your damages.

Essential Documentation

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Construction Contract

The original contract, any change orders, specifications, plans, and scope of work documents. These establish what the contractor agreed to provide.

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Payment Records

All payments made to the contractor including checks, credit card statements, invoices, and receipts. Document the total amount paid.

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Defect Photographs

Detailed photos and videos of each defect, taken from multiple angles with date stamps. Document progression of damage over time.

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Communications

All emails, texts, letters, and notes from calls with the contractor. Include complaints made to the contractor and their responses.

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Expert Reports

Reports from independent contractors, engineers, or construction experts documenting defects, code violations, and cost to repair.

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Building Permits and Inspections

Copies of permits pulled (or not pulled), inspection reports, and any code violations or failed inspections.

Types of Construction Defects

Defect Category Examples
Structural Defects Foundation cracks, settling, load-bearing wall issues, roof truss failures, framing defects
Water Intrusion Roof leaks, window and door leaks, improper flashing, failed waterproofing, drainage problems
Mechanical Defects HVAC failures, plumbing leaks, electrical problems, inadequate systems for home size
Finishing Defects Poor paint, cracked drywall, uneven flooring, cabinet installation, tile work
Code Violations Unpermitted work, failure to meet building codes, safety violations, incorrect materials

Getting Expert Opinions

For significant defects, obtain written reports from qualified experts:

  • Licensed engineers for structural issues, foundation problems, and major systems
  • Independent contractors to evaluate workmanship and estimate repair costs
  • Building code inspectors to document code violations
  • Mold inspectors for water damage and mold growth
  • Appraisers to document diminution in property value

Damages Available Under Texas Construction Defect Law

Texas law provides several categories of damages for construction defects. The RCLA sets specific limits on recovery, particularly regarding attorney fees and when you reject reasonable offers.

Recoverable Damages Under the RCLA

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Cost of Repairs

The reasonable cost to repair the construction defects to meet contract specifications and applicable building codes.

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Diminution in Value

If defects cannot be fully repaired, the reduction in your property's market value caused by the remaining defects.

Attorney Fees

Reasonable and necessary attorney fees if you substantially prevail in an RCLA action. (Tex. Prop. Code Sec. 27.004(h))

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Relocation Expenses

Reasonable costs for temporary housing if defects make your home uninhabitable during repairs.

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Lost Rental Income

If defects prevented you from renting the property, you may recover lost rental income during the repair period.

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Mental Anguish

In limited circumstances, mental anguish damages may be available for severe defects affecting habitability.

Limitations on RCLA Damages

Reasonable offer limitation: Under Tex. Prop. Code Sec. 27.004(g), if you reject a reasonable offer from the contractor and later recover less at trial, your damages may be limited to the amount of the contractor's last offer, plus reasonable attorney fees incurred before the offer.

Claims Outside the RCLA

Certain claims are not governed by the RCLA and may provide additional or different remedies:

  • Texas DTPA claims: If contractor engaged in deceptive trade practices, you may recover actual damages, up to 3x damages for knowing violations, plus attorney fees
  • Fraud claims: Intentional misrepresentation may support punitive damages
  • Breach of warranty: Express and implied warranty claims may supplement RCLA claims
  • Negligence causing personal injury: Injuries caused by defects follow standard personal injury rules

Texas RCLA Notice and Demand Letter Templates

Template: RCLA Pre-Suit Notice (Required)

[Your Name] [Your Address] [City, TX ZIP] [Phone] [Email] [Date] VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED [Contractor Name] [Contractor Business Name] [Contractor Address] [City, TX ZIP] RE: NOTICE OF CONSTRUCTION DEFECTS PURSUANT TO TEXAS RESIDENTIAL CONSTRUCTION LIABILITY ACT (TEX. PROP. CODE CHAPTER 27) Property Address: [Your Property Address] Contract Date: [Date of Contract] Dear [Contractor]: Pursuant to the Texas Residential Construction Liability Act, Tex. Prop. Code Sections 27.001-27.007, I am providing you with written notice of construction defects at my residence located at [Property Address]. This notice is a prerequisite to filing a lawsuit under the RCLA. You have 35 days from receipt of this notice to request an inspection of the property, and 45 days from receipt to make a written offer to repair the defects or otherwise settle my claim. DESCRIPTION OF CONSTRUCTION DEFECTS: 1. [DEFECT #1] Location: [Specific location in property] Description: [Detailed description of defect] Date First Observed: [Date] Resulting Damage: [Description of damage caused] 2. [DEFECT #2] Location: [Specific location in property] Description: [Detailed description of defect] Date First Observed: [Date] Resulting Damage: [Description of damage caused] 3. [DEFECT #3] Location: [Specific location in property] Description: [Detailed description of defect] Date First Observed: [Date] Resulting Damage: [Description of damage caused] [Add additional defects as needed] ESTIMATED REPAIR COSTS: Based on estimates obtained from independent contractors, the cost to repair these defects is approximately $[Amount]. [Attach estimates if available.] CONTRACT SPECIFICATIONS VIOLATED: The above defects violate the following contract specifications and/or applicable building codes: [List specific contract provisions or code sections if known]. INSPECTION ACCESS: I am prepared to provide you reasonable access to inspect the property. Please contact me at [phone] or [email] to schedule an inspection within the next 35 days. SETTLEMENT DEMAND: I demand that you repair all defects to proper standards or pay the sum of $[Amount] to compensate me for the cost of repairs, plus any additional damages incurred. If you fail to respond to this notice, fail to make a reasonable offer within 45 days, or if your offer is unreasonable, I reserve the right to file a lawsuit against you in [County] District Court, Texas, seeking all damages available under Texas law, including reasonable attorney fees. Please direct all communications to me at the address and contact information above. Sincerely, [Your Signature] [Your Printed Name] Enclosures: - Photographs of defects - Independent contractor estimates - Copy of construction contract - Payment records cc: [Your attorney, if represented]

Template: Response to Inadequate Contractor Offer

[Your Name] [Your Address] [Date] VIA CERTIFIED MAIL [Contractor Name] [Address] RE: Rejection of RCLA Settlement Offer Property: [Property Address] Dear [Contractor]: I received your RCLA offer dated [date] proposing to [describe offer - repair certain defects / pay $X settlement]. I reject this offer as unreasonable for the following reasons: 1. [Reason 1 - e.g., proposed repair does not address all defects listed in my notice] 2. [Reason 2 - e.g., settlement amount is insufficient to cover actual repair costs] 3. [Reason 3 - e.g., proposed repair method does not meet building code requirements] Independent estimates confirm that proper repair of all defects will cost $[Amount], significantly more than your offer of $[Amount]. I remain willing to settle this matter for $[Counter Amount], which represents the reasonable cost of repairs plus consequential damages I have incurred. If we cannot reach a reasonable settlement, I will proceed with litigation as permitted under Tex. Prop. Code Sec. 27.004. Sincerely, [Your Name]

How I Handle Texas Construction Defect Demand Letters

I personally draft RCLA notices and construction defect demand letters for Texas homeowners. Proper compliance with the RCLA is essential - I ensure your notice meets all statutory requirements while building the strongest possible case for maximum recovery.

Fee Structure

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$450
Flat Fee - RCLA Notice
$240/hr
Hourly Rate
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33-40%
Contingency Fee

Services for Texas Homeowners

RCLA Compliance

I ensure your notice meets all Tex. Prop. Code Ch. 27 requirements, properly describes each defect, and preserves your right to full recovery.

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Defect Documentation

I help you organize evidence, obtain expert reports, and build a complete record of defects and damages.

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Offer Evaluation

I analyze contractor settlement offers to determine whether they are reasonable and advise on acceptance or rejection.

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Settlement Negotiation

I negotiate with contractors and their insurance carriers to maximize your recovery without litigation when possible.

Dealing with a Texas Contractor Defect?

I handle Texas RCLA notices and construction defect demand letters personally. Contact me for a case evaluation.

Email: owner@terms.law

Frequently Asked Questions

The RCLA (Tex. Prop. Code Chapter 27) is Texas law that governs construction defect claims against residential contractors. It requires homeowners to provide written notice to contractors at least 60 days before filing a lawsuit, giving contractors an opportunity to inspect and offer to repair the defects. This process is mandatory for residential construction defect claims.

Yes. Under the RCLA (Tex. Prop. Code Section 27.004), you must send written notice to the contractor at least 60 days before filing a lawsuit. The notice must describe the construction defects in reasonable detail. If you file suit without proper notice, the contractor can seek abatement of the lawsuit until you complete the RCLA process.

Texas has multiple deadlines: breach of contract claims have a 4-year statute of limitations (Tex. Civ. Prac. & Rem. Code Sec. 16.004), tort claims have 2 years, and all construction defect claims are subject to a 10-year statute of repose from substantial completion (Sec. 16.008). The 10-year deadline is an absolute bar regardless of when you discover the defect.

After receiving your RCLA notice, the contractor has 35 days to request an inspection and 45 days to make a written offer to repair or settle. You must allow reasonable inspection access. If you reject a reasonable offer and later recover less at trial, your damages may be limited to the contractor's last offer amount.

Texas does not have statewide general contractor licensing. The Texas Department of Licensing and Regulation (TDLR) licenses specific trades including electricians, HVAC technicians, and certain other specialties. Plumbers are licensed by a separate board. Many cities require local contractor registration. Working with unlicensed contractors for trades requiring licenses may affect your claims.

Under the RCLA, you can recover the cost of repairs, reduction in market value if defects cannot be fully repaired, reasonable attorney fees if you substantially prevail, and in some cases mental anguish damages. Punitive damages are not available under the RCLA but may be available for separate fraud or DTPA violation claims.