💰 Available Guides
Bank Fee & Account Dispute Letters →
Templates for disputing unauthorized bank fees, account errors, and requesting fee reversals from financial institutions.
Credit Report Error Demand Letters (FCRA) →
Dispute inaccurate information on your credit report using Fair Credit Reporting Act protections and demand corrections from credit bureaus.
Debt Collector Harassment Letters (FDCPA/Rosenthal) →
Stop harassing debt collection practices using federal FDCPA and California Rosenthal Act protections.
Debt Validation & Dispute Letters (FDCPA) →
Request debt validation within 30 days of initial contact to verify the debt is legitimate and the amount is accurate.
Lump Sum Settlement Offer Letters →
Negotiate reduced payoff amounts with creditors by offering lump sum settlements in exchange for debt forgiveness.
Medical Debt Collection Demand Letters →
Challenge medical billing errors, negotiate hospital bills, and dispute medical debt collection with itemized statement requests.
Mortgage Servicer Error Demand Letters →
Dispute mortgage payment application errors, escrow miscalculations, and demand corrections under RESPA.
Payment Plan Proposal Letters →
Propose structured payment arrangements with creditors to avoid collection actions and manage debt repayment.
Personal Guarantor Demand Letters →
Respond to personal guarantee enforcement or demand payment from guarantors on defaulted business obligations.
Pre-Suit Demand for Past Due Accounts →
Formal pre-litigation demand letters for collecting past due accounts before initiating legal action.
Promissory Note Default Demand Letters →
Demand payment on defaulted promissory notes with proper notice of default and acceleration of remaining balance.