← Demand Letters Data Breach Guide CA Law

California Data Breach Demand Letter

Company leaked your personal data? California's CCPA and data breach notification laws give you powerful rights to recover statutory damages of $100-$750 per incident, without proving actual harm.

$100-$750
Per Incident Damages
No Harm
Required to Prove
3 Years
Statute of Limitations

🔒 What is a California Data Breach Claim?

A data breach claim arises when a business fails to implement reasonable security measures and your personal information is accessed by unauthorized parties. Under the California Consumer Privacy Act (CCPA), you have a private right of action to recover statutory damages without proving actual identity theft or financial loss.

When I Handle Data Breach Cases

I help California consumers pursue data breach claims when:

💰 CCPA Statutory Damages Are Powerful

Unlike many privacy laws, CCPA Section 1798.150 provides automatic statutory damages of $100 to $750 per consumer per incident. You do not need to prove identity theft, financial loss, or emotional distress. The mere failure to implement reasonable security that results in unauthorized access is enough.

Types of Protected Personal Information

👤 Identity Data

Social Security numbers, driver's license, state ID, passport numbers, immigration status

💳 Financial Data

Bank accounts, credit card numbers, debit cards, financial account + access codes

🩹 Medical Data

Health insurance information, medical records, health conditions, treatment history

🔐 Login Credentials

Usernames + passwords, security questions, email + password combinations

⚠ Class Action vs. Individual Claims

Many data breaches result in class action lawsuits. Class members typically receive $10-50 each, while attorneys receive millions. If you want to pursue the full $100-$750 statutory damages, consider opting out of class actions and pursuing an individual claim. I help consumers evaluate this decision.

California Law

California has the strongest consumer data protection laws in the nation. Here are the key statutes I rely on for data breach claims.

Key California Statutes

📚

CCPA Section 1798.150 (Private Right of Action)

Allows consumers to sue for data breaches resulting from failure to implement reasonable security. Provides statutory damages of $100-$750 per consumer per incident, or actual damages if greater. Requires 30-day pre-suit notice to the business.

Civil Code 1798.82 (Data Breach Notification)

Requires businesses to notify California residents of security breaches involving personal information "in the most expedient time possible" without unreasonable delay. Notification must include specific information about the breach and steps consumers can take.

📖

Civil Code 1798.81.5 (Reasonable Security)

Requires businesses that own or license personal information to implement and maintain "reasonable security procedures and practices" appropriate to the nature of the information. Failure creates liability for resulting breaches.

📖

CPRA Amendments (Effective 2023)

California Privacy Rights Act expanded CCPA protections, created the California Privacy Protection Agency, and strengthened enforcement. Added new categories of sensitive personal information with enhanced protections.

CCPA Pre-Suit Requirements

⚠ 30-Day Notice Required Before Suing

Before filing a CCPA lawsuit, you must provide written notice to the business identifying the specific CCPA provisions violated. The business has 30 days to cure the violation. If they cure and provide written confirmation that no further violations will occur, you cannot pursue statutory damages (but may still pursue actual damages). I handle this pre-suit notice process for clients.

Damages Available

TypeAmountRequirements
Statutory Damages$100-$750 per consumer per incidentUnauthorized access due to security failure
Actual DamagesFull amount of provable lossesDocumentation of identity theft, fraud, etc.
Injunctive ReliefCourt order for security improvementsOngoing risk to consumers
Attorney FeesRecoverable if you prevailDiscretionary with court

🔍 Evidence Checklist

I help clients gather and preserve evidence for their data breach claims. Here is what strengthens your case.

📩 Breach Notifications

  • Breach notification letter from company
  • Email notifications about the breach
  • Credit monitoring offers (shows they knew)
  • News articles about the breach

👤 Your Relationship

  • Account records with the breached company
  • Proof of California residency
  • Dates you provided personal information
  • Types of data you shared with company

💰 Damages Evidence

  • Identity theft incidents after breach
  • Fraudulent charges or accounts
  • Time spent on identity recovery
  • Credit monitoring costs you paid

📄 Class Action Status

  • Class action notices received
  • Opt-out deadline dates
  • Settlement terms if applicable
  • Arbitration clause in company's TOS

💡 Check for Class Action Opt-Out Deadlines

If a class action has been filed for your breach, you typically have 60-90 days to opt out and preserve your individual claim rights. Missing this deadline can limit you to whatever the class recovers (usually much less than individual statutory damages). I monitor breach litigation and help clients make informed opt-out decisions.

📝 Demand Letter Template

Below are sample paragraphs I use in data breach demand letters. Customize for your situation.

Opening - CCPA Pre-Suit Notice
This letter serves as written notice pursuant to California Civil Code Section 1798.150(b) regarding violations of the California Consumer Privacy Act. I am a California resident whose nonencrypted and nonredacted personal information was subject to an unauthorized access and exfiltration as a result of [COMPANY NAME]'s failure to implement and maintain reasonable security procedures and practices appropriate to the nature of the information.
Breach Description
On or about [DATE], [COMPANY NAME] experienced a data security incident in which unauthorized parties accessed personal information of its customers, including my [SSN / financial account numbers / login credentials / medical information]. I received notification of this breach on [DATE]. This breach occurred because [COMPANY NAME] failed to implement reasonable security measures as required by California Civil Code Section 1798.81.5.
Damages Claim
Under CCPA Section 1798.150(a), I am entitled to recover statutory damages in an amount not less than one hundred dollars ($100) and not greater than seven hundred and fifty dollars ($750) per consumer per incident, or actual damages, whichever is greater. Given the sensitive nature of the compromised data, the duration of the exposure, and your company's failure to implement basic security measures, I demand $[AMOUNT] to resolve this matter without litigation.
30-Day Cure Period
Pursuant to Section 1798.150(b), you have thirty (30) days from receipt of this notice to cure the violation and provide me with written confirmation that the violations have been cured and that no further violations will occur. If you do not cure the violation within 30 days, I will commence a civil action for statutory damages, actual damages, injunctive or declaratory relief, and any other relief the court deems proper.

📊 Sample Damages Calculation

Example: SSN and Financial Data Breach

Statutory damages (CCPA 1798.150)$750.00
Credit monitoring (2 years @ $20/mo)$480.00
Time spent on recovery (10 hrs @ $50)$500.00
Credit freeze/unfreeze fees$30.00
POTENTIAL TOTAL RECOVERY$1,760.00

Frequently Asked Questions

Do I need to prove actual harm to recover damages?

No. Under CCPA Section 1798.150, you can recover statutory damages of $100 to $750 per consumer per incident without proving actual harm. The statute provides automatic damages for security failures that result in unauthorized access. If you can prove actual damages exceeding the statutory amount (identity theft costs, time spent, etc.), you can recover the greater amount instead.

Should I join a class action or pursue an individual claim?

It depends on your situation. Class actions typically result in small per-person recoveries ($10-50), while individual claims can recover the full $100-750 statutory damages. However, individual claims require more effort and may face arbitration clauses. If you have evidence of actual identity theft or financial harm, an individual claim is often worth pursuing. You can opt out of most class actions to preserve individual rights.

What counts as a data breach under California law?

Under Civil Code 1798.82, a breach means unauthorized acquisition of computerized personal information that compromises security, confidentiality, or integrity. This includes: hacking incidents, ransomware attacks, employee theft, lost/stolen devices with unencrypted data, accidental exposure online, and improper disposal of records. Personal information includes SSN, driver's license, financial accounts, medical info, login credentials, and biometric data.

What is the statute of limitations for data breach claims?

The statute of limitations for CCPA private right of action claims is generally 3 years from when you discovered or should have discovered the breach. For breach notification violations under Civil Code 1798.82, the limitation is typically 3 years from the violation. However, some claims may have shorter deadlines, and class action opt-out periods can be as short as 60 days. Act promptly upon learning of a breach.

💼 How I Help With Data Breach Claims

I handle California data breach claims for individuals who want to pursue the full statutory damages rather than accepting minimal class action recoveries.

My Services

ServiceFee
Initial Consultation - Review your breach, assess claim strength$240/hr
Demand Letter + 30-Day Notice - Full CCPA pre-suit package$450 flat fee
Class Action Opt-Out Analysis - Compare individual vs class recovery$240/hr
Full Litigation - If demand fails, court filing and prosecution33-40% contingency

💡 Contingency for Strong Cases

For data breaches involving sensitive information (SSN, financial data, medical records) with documented identity theft or fraud, I may take your case on contingency. This means you pay nothing unless I recover damages for you. The contingency fee is typically 33-40% depending on case complexity.

Ready to Pursue Your Data Breach Claim?

I offer a 30-minute consultation to review your breach notification and discuss your options for individual recovery.

Contact

Email: owner@terms.law