Stripe Frozen Funds Lawyer

Flat-fee attorney help to release your frozen Stripe funds. Demand letter on letterhead, FedEx delivery, and optional AAA arbitration demand prep.

Sergei Tokmakov, Esq. | California Bar #279869

Choose Your Path to Fund Release

DIY Generator

$29.95 one-time
  • Professional demand letter template
  • AAA arbitration demand included
  • Proper SSA Section citations
  • 30-day notice language
  • Instant access
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Custom Attorney Letter

$475 flat fee
  • Personally drafted on my letterhead
  • FedEx 2nd Day (signature required)
  • 3 revisions included
  • 3 negotiation responses
  • Strategic framing for your facts
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Demand + Arbitration Filing

$715 flat fee
  • Everything in Custom Letter
  • Full AAA arbitration demand
  • Ready to file after 30-day notice
  • Evidence organization
  • Maximum leverage
Get Started

Rush available: +$150 for 24-48 hour turnaround

What I Do

When Stripe freezes your funds, you need more than a template. You need an attorney who understands Stripe's Services Agreement, their internal escalation triggers, and how to frame your case for maximum leverage.

What I Need From You

Common Stripe Defenses (and How We Counter Them)

Timeline and Expected Outcomes

Standard turnaround: 3-5 business days for letter delivery.
Rush: 24-48 hours (+$150).

After delivery, most cases see a response within 10-14 business days. Based on my practice:

Ready to Get Your Funds Released?

Tell me about your situation. I'll review your case and recommend the best path forward.

Start Your Case

Frequently Asked Questions

How long does Stripe typically hold frozen funds?

Stripe's standard reserve period is 90-120 days for chargeback liability, but many merchants report holds extending 180+ days. Under their Services Agreement, holds beyond the chargeback window lack contractual justification and may constitute conversion.

Do I need to send a 30-day notice before filing arbitration?

Yes. Stripe's Services Agreement Section 13.3(a) requires a 30-day written notice before initiating AAA arbitration. This is mandatory. A properly drafted demand letter satisfies this requirement while also creating leverage for settlement.

What is the venue for Stripe arbitration?

Under the current Stripe Services Agreement, arbitration must be conducted in San Francisco, California under AAA Commercial Arbitration Rules. For claims under $10,000, document-only arbitration may be available.

What percentage of cases settle after a demand letter?

Based on my practice, approximately 70% of cases settle after an attorney demand letter and before arbitration hearing. Stripe's legal team recognizes proper SSA citations and serious escalation intent.

What claims can I bring against Stripe?

Common claims include: breach of implied covenant of good faith and fair dealing, conversion (wrongful retention of funds), and unfair business practices under California Business & Professions Code Section 17200.

What if my chargeback rate is high?

Even with elevated chargebacks, Stripe must follow their own agreement. If they promised release dates and extended them, or if the hold has exceeded the chargeback window, you still have strong arguments. We focus on what Stripe did wrong, not just defending your business.