← Terms.Law

Broadcasting from the fine print

Terms.Law Radio

A working lawyer's desk, on the air.

WATCHDOG REPORT 88.1 FM
ON AIR
The Watchdog Report PSEUDO-LIVE
PLAY
Terms.Law Radio
VOLUME
CABINET

NOW ON 88.1 … UP NEXT …

Featured

From the Counsel's Desk

Two long form specials for the weekend, picked from the desk.

WATCHDOG LONG FORM

How to Beat Frozen Merchant Accounts

The hold, reserve, and freeze clauses that lock up merchant money at Stripe, Square, PayPal, and Cash App, and the leverage that gets it back.

AI LAW LONG FORM

Why You Do Not Own AI Output

The human authorship line, what it does to your logo, your codebase, and your ad campaign, and the contract language that limits the damage.

Long forms produced with Google NotebookLM from the stations' source reviews; two AI hosts.

On the air

Four stations, around the clock. The Watchdog Report grades the fine print you clicked past. The Counsel's Desk carries what crossed a working business lawyer's desk, starting with the Washington to Contract report. The Demand Letter Files open the case drawer, one file per episode. AI Law reads the terms of the machines.

WATCHDOG REPORT · 88.1 THE COUNSEL'S DESK · 92.5 DEMAND LETTER FILES · 96.7 AI LAW · 101.3

Program guide

Tonight, and Every Night

4 stations · 36 episodes · 5.5 hours of programming

Pseudo-live: everyone who tunes in hears the same moment. Press a preset on the radio to join the broadcast in progress, or open a station drawer below to play any episode from the top, jump to a chapter, or read along.

WATCHDOG REPORT

88.1 FM ON AIR

Terms of service and privacy policies, read out loud and graded. I read the fine print so you don't have to. (12 episodes, 2:03:23 of programming.)

  1. E01
    Summer Terms Sweep: The Grades Are In5:13

    Cash App, Square, PayPal, Stripe, and Anthropic all updated their fine print this summer. The grades are in, and nobody made the honor roll.

    Transcript
  2. E02
    Can Your Payment Processor Freeze Your Money?5:44

    Holds, limitations, and reserves in the terms of Stripe, Square, PayPal, and Cash App, and what each grip actually does to your cash flow.

    Transcript
  3. E03
    Who Trains On Your Data?5:44

    Vendor by vendor, what the AI industry's own published terms say happens to your prompts, files, outputs, and feedback after you press enter.

    Transcript
  4. E04
    The Clause That Changes the Deal5:04

    The unilateral amendment clause under the magnifying glass: five moving parts that let the other side rewrite the deal after you agreed to it.

    Transcript
  5. E05
    Account Suspended, Data Gone5:48

    The password is right and the account is gone. What the fine print says about suspension, termination, and your data, and how to be ready first.

    Transcript
  6. E06
    The Hundred Dollar Liability Cap5:46

    The clause that says the software running your business owes you, at most, the price of an office chair when everything goes wrong. Read slowly.

    Transcript
  7. E07
    Auto-Renewal and the Silent Price Increase4:54

    Renewal defaults, then-current rates, and plan changes that arrive with the notice period of a sneeze. The three gears of the subscription machine.

    Transcript
  8. E08
    Who Owns Your Uploads?5:27

    You usually keep ownership of your uploads, and it usually matters less than you think. License grants, feedback clauses, and improvement rights.

    Transcript
  9. E09
    Arbitration and the Shrinking Deadlines6:02

    Binding arbitration, class action waivers, opt-out windows, and the contract deadlines that can run out before your legal ones do.

    Transcript
  10. E10
    How Platforms Share Your Customers5:53

    Affiliates, advertisers, legal demands, and the sale of the company itself: the four doors your data, and your customers' data, walks out of.

    Transcript
  11. E11
    The Terms Downgrade Index6:10

    The recurring rundown of the most consequential recent terms changes on the watchlist: who changed what, and where the scores stand now.

    Transcript
  12. SP
    How to Beat Frozen Merchant Accounts1:01:38WATCHDOG LONG FORM

    A two-host AI roundtable over the station's source reviews of Cash App, Square, PayPal, Stripe, Anthropic, Kraken, OpenAI, and Gemini, including the hold, reserve, and freeze clauses that lock up merchant money. An hour-scale weekend listen.

    Produced with Google NotebookLM from the station's source reviews; two AI hosts.

THE COUNSEL'S DESK

92.5 FM ON AIR

What crossed a working business lawyer's desk. (11 episodes, 1:19:04 of programming.)

WASHINGTON TO CONTRACT NOW RUNNING FROM MY DESK COMING SOON DRAFTING NOTES COMING SOON HEALTH & PRIVACY FILE COMING SOON WORKROOM NOTEBOOK COMING SOON THE WRONG SPEND COMING SOON

PROGRAM · WASHINGTON TO CONTRACT

  1. E01
    Nineteen Days Dark: Washington Reaches the AI Pipeline4:53

    Three stories: the government switched off the most powerful AI model for nineteen days, the White House joined the release pipeline, and the biggest crypto bill missed its own party.

    Transcript
  2. E02
    The AI Vendor Shutdown Problem7:15

    An AI model went dark for nineteen days on a government order. The contract clauses that decide whether the next outage is an inconvenience or a crisis.

    Transcript
  3. E03
    One Rule or Fifty: Preemption and State AI Laws7:41

    Washington and the states both claim the right to regulate AI. Whose rule ends up in your contract, and the compliance allocation clause that decides.

    Transcript
  4. E04
    The CLARITY Act Fights, Translated Into Your Ledger7:37

    The crypto market structure bill is stalled, and the three fights blocking it land on ordinary ledgers: payments, custody, treasury, and counterparties.

    Transcript
  5. E05
    Tariffs: Who Bears the Cost8:08

    The customs bill goes to the importer of record, but the economic cost goes wherever the contract sends it. The five clauses that decide who pays.

    Transcript
  6. E06
    Export Controls Are a SaaS Problem Now6:41

    United States export law can reach your customer list, your access controls, and your uptime. What the law reaches, who you let in, where you serve.

    Transcript
  7. E07
    Noncompete Drafting Now7:51

    The noncompete is the least reliable tool in the drawer. What still works, what fails, and how to build a restrictive covenant stack that survives.

    Transcript
  8. E08
    Privacy: Act or Wait6:39

    Two lists: what changes your operations now under law already in force, and what you monitor with a calendar entry instead of a budget line.

    Transcript
  9. E09
    How Government Rules Become Your Contract Terms7:23

    A procurement standard written for federal contractors ends up, four links later, in the vendor agreement of a company that never sold to a government.

    Transcript
  10. E10
    Immigration as a Business Continuity Risk6:47

    Not an immigration law episode. What corporate documents, contracts, and operating plans should already say before a key person's status changes.

    Transcript
  11. E11
    The Ninety Day Risk Map8:09

    The quarterly flagship: nine items, three lists. What to act on now, what to calendar, and what is drawing more attention than it deserves.

    Transcript

DEMAND LETTER FILES

96.7 FM ON AIR

One case file per episode: the evidence, the number, the deadline, the morning after. Noir for the fine print. (6 episodes, 42:39 of programming.)

  1. E01
    Opening the File Drawer3:56

    Does a demand letter actually do anything? The honest answer, the anatomy of the letters that work, and the mistakes that quietly kill the rest.

    Transcript
  2. E02
    Building the Evidence Packet Before Making the Threat7:24

    The strength of a demand is decided before the drafting starts. What I ask every client for, and why each item in the packet changes the letter.

    Transcript
  3. E03
    How Much Should the Demand Be?8:13

    No sentence in the letter gets written wrong more often than the demand line. Four numbers that go into one, and the order in which to compute them.

    Transcript
  4. E04
    Seven Days, Fourteen Days, or Something Else?7:33

    The deadline is the most misunderstood move on the board. People think it pressures the recipient. Mostly, it commits the sender.

    Transcript
  5. E05
    What Happens After the Demand Expires?8:08

    The letter went out, the deadline passed. The answer takes one of four shapes: silence, the lawyer letter, the lowball, and capitulation.

    Transcript
  6. E06
    When the Letter Is the Wrong Spend7:25

    The file where a lawyer talks himself out of a fee: when a demand letter is the wrong way to spend your money, and what to do instead.

    Transcript

AI LAW

101.3 FM ON AIR

The terms of the machines: who owns the output, who trains on your data, who pays when it is wrong. (7 episodes, 1:23:39 of programming.)

  1. E01
    Who Owns What Your AI Makes?4:01

    The question from almost every consult now: who owns what your AI makes, and who pays when it gets something wrong? Ownership first.

    Transcript
  2. E02
    Who Owns AI-Generated Work?6:39

    Whether your logo, your codebase, or your ad campaign is an asset you can defend or just a file on a server. The human authorship line, all the way down.

    Transcript
  3. E03
    Can They Train On Your Data?7:27

    Every vendor now recites the same sentence: we do not train on your data. Why that sentence alone says almost nothing, and the four definitions underneath.

    Transcript
  4. E04
    Seven Clauses Before You Buy5:55

    Before your business signs up for any AI tool, seven clauses decide nearly all the legal risk. What good looks like, plus one test question for each.

    Transcript
  5. E05
    The One-Page AI Policy6:19

    The internal AI policy your business actually needs fits on one page, because a policy has to work at 4:45 on a Thursday, not in the annual training.

    Transcript
  6. E06
    When AI Is Wrong, Who Pays?6:29

    The oldest question in the law, wearing new clothes. The disclaimer stack and its limits, and where liability lands when someone relies on bad output.

    Transcript
  7. SP
    Why You Do Not Own AI Output46:49AI LAW LONG FORM

    A two-host AI roundtable on AI output ownership, the human authorship line, and what an AI-native solo practice actually looks like, produced from the station's source materials. A weekend listen just under the hour.

    Produced with Google NotebookLM from the station's source reviews; two AI hosts.

How this broadcast is made

Every episode is written and legally reviewed at my desk before it airs. AI voice technology produces the narration and keeps the station running around the clock; the judgment about what is worth saying is mine. The source material behind each episode is linked from the transcripts and from the ToS Watchdog and Privacy Watchdog libraries.