Hypothetical question
$3,400 ER bill from 2024. insurance paid most. they sent the residual to collections without ever calling me. just got a "validation notice" from the collector. credit took a 60-point hit. how do i fight this?
$3,400 ER bill from 2024. insurance paid most. they sent the residual to collections without ever calling me. just got a "validation notice" from the collector. credit took a 60-point hit. how do i fight this?
also: dispute the bill itself with the original provider. ask for an itemized statement. surprise medical billing protections (No Surprises Act) may apply if it was an out-of-network provider at an in-network facility.