Auto-renewal traps, content removal without notice, password sharing crackdowns, and data collection practices. I analyze what streaming platforms can do with your account and content library.
Platforms ranked by Consumer Fairness Index. Higher scores indicate more balanced terms that protect consumer rights.
Common patterns and concerns we found across streaming service terms.
How streaming platforms compare on key consumer protection factors.
| Factor | Spotify | YouTube | Netflix | Disney+ |
|---|---|---|---|---|
| Price Change Notice | 30 days | Email only | Email only | Auto-applies |
| Easy Cancellation | ✓ One-click | ✓ In-app | ✓ In-app | Multiple steps |
| Offline Downloads | ✓ Unlimited | ✓ Premium | Device limits | Device limits |
| Account Sharing | Family only | Family only | Extra member fee | Household only |
| Content Guarantee | ✗ None | ✗ None | ✗ None | ✗ None |
| Arbitration Required | ✗ Yes | ✗ Yes | ✗ Yes | ✗ Yes |
| Class Action Waiver | ✗ Yes | ✗ Yes | ✗ Yes | ✗ Yes |
| Consumer Fairness Score | 52/C | 65/B- | 45/C- | 58/C+ |
My Consumer Fairness Index evaluates streaming ToS across six weighted categories.
Streaming-specific factors we examine include content licensing rights, subscription flexibility, auto-renewal practices, account sharing policies, data collection scope, and dispute resolution terms. We also assess how clearly terms are communicated and whether price changes require explicit consent.
If you've lost access to purchased content or been charged incorrectly, I can help you understand your rights and options.
Schedule Review - $125/30minNeed help understanding your rights or resolving a platform dispute?