SimpliSafe Terms of Service

Last updated: December 2025 | Reviewed: February 2026

Best-in-category for contract flexibility with no long-term commitment required. Equipment ownership is clear, though liability limitations still favor SimpliSafe.

48
Grade C
Bottom Line: SimpliSafe leads the home security industry in contract flexibility with true month-to-month monitoring and clear equipment ownership. You can cancel anytime without penalty. However, they still limit liability significantly for monitoring failures and require arbitration for disputes. Best choice for those who value flexibility over all else.

Category Scores

Contract Terms 72/100
Cancellation Rights 78/100
Liability Provisions 32/100
Dispute Resolution 42/100
Transparency 55/100

Key Findings

✓ No Long-Term Contract
SimpliSafe's professional monitoring operates on a true month-to-month basis. No minimum commitment period, no early termination fees, and no auto-renewal traps.
"Our monitoring service is provided on a month-to-month basis. You may cancel at any time without penalty by contacting customer service."
✓ You Own Your Equipment
Unlike ADT and Vivint, SimpliSafe sells equipment outright. You own it immediately after purchase and can take it with you if you move or switch providers.
"All equipment purchased from SimpliSafe becomes your property upon receipt."
⚠ Still Limited Liability
Like all security companies, SimpliSafe significantly limits its liability for monitoring failures. Maximum liability is capped at the greater of $500 or six months of monitoring fees.
"SimpliSafe's liability shall not exceed the greater of $500 or the amount you paid for monitoring services in the six months preceding the incident."
⚠ Mandatory Arbitration
Disputes must be resolved through binding arbitration rather than court, with a class action waiver. You give up your right to a jury trial and to join group lawsuits.
"You and SimpliSafe agree that any dispute arising from this agreement will be resolved through binding individual arbitration and not in court or through class proceedings."

Comparison: Home Security Providers

FeatureSimpliSafeADTAbode
Minimum ContractNone36 monthsNone
Early TerminationNo fee75% remainingNo fee
Equipment OwnershipYou ownADT ownsYou own
Monthly Cost$17.99-$27.99$28.99-$59.99$0-$20
Professional InstallOptionalRequiredOptional

Recommendation

Best For: Homeowners and renters who want flexibility, plan to move, or are unsure about long-term security needs. The no-contract model makes SimpliSafe low-risk to try.

Consider: While contract terms are fair, the liability limitations mean SimpliSafe is not financially responsible if monitoring fails. Ensure you have adequate homeowner's or renter's insurance as your primary financial protection against burglary losses.