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Everplans Terms of Service

Last updated: October 2024 | Reviewed: February 2026

Digital vault for end-of-life planning with deputy access system. Better transparency than competitors but significant legal disclaimers.

48
Grade C
Bottom Line: Everplans provides a useful digital vault for organizing end-of-life information, but the terms make clear this is not a substitute for legal estate planning. The deputy access system for sharing information after death works well, but service continuity and data preservation depend on the company remaining in business.

Category Scores

Digital Asset Access 55/100
Estate Planning Limitations 42/100
Service Continuity 45/100
Deputy Access System 62/100
Legal Disclaimers 38/100

Key Findings

⚠ Not Legal Estate Planning
Everplans explicitly disclaims that their service constitutes legal advice or creates legally enforceable documents. The platform is for organization and communication, not legal estate planning.
"Everplans is not a law firm and does not provide legal advice. Documents stored or created in Everplans are not legal estate planning documents and may not be legally enforceable without proper execution under applicable state law."
⚠ Service Continuity Dependent on Business
If Everplans goes out of business, your digital vault and all its contents could become inaccessible. There are no guarantees about data preservation or transfer in such scenarios.
"In the event that Everplans ceases operations, we will make reasonable efforts to provide notice and opportunity to export data, but we cannot guarantee continued access to the service or data preservation."
✓ Deputy Access System
Everplans' deputy system allows you to designate trusted individuals who can access your vault after specific triggering events. This feature is well-implemented with multiple verification options.
"You may designate Deputies who will be granted access to your Everplan upon the occurrence of specified triggering events. Deputies must verify their identity and the triggering event before access is granted."
⚠ Digital Asset Limitations
While you can store login credentials for digital assets, Everplans cannot guarantee that third-party services will honor your wishes or grant access to deputies. Each platform has its own terms.
"Everplans is not responsible for the policies of third-party services. Access to accounts on other platforms is governed by those platforms' terms of service, and may require additional legal documentation."

Comparison: Funeral Services Platforms

FeatureEverplansTrust & WillCake
Legal DocumentsStorage onlyCreation + reviewInfo only
Deputy/Beneficiary AccessRobust systemAvailableLimited
Digital Asset SupportComprehensiveBasicBasic
Service ContinuityBusiness-dependentBusiness-dependentFree service risk
Pricing ModelSubscriptionOne-time + subFree

Recommendation

For Users: Everplans is a solid choice for organizing end-of-life information and ensuring loved ones can access important details. However, do not rely on it as your sole estate plan - you still need a legal will and proper estate planning documents.

Key Action: Export your Everplans data periodically and ensure deputies have backup access methods. Do not store your only copy of important information solely in the platform.