Cake Terms of Service

Last updated: September 2024 | Reviewed: February 2026

Free end-of-life planning platform with content focus. Limited service continuity guarantees and extensive content licensing create significant concerns.

35
Grade D
Bottom Line: Cake offers free end-of-life planning resources and wishlist creation, but the free model creates sustainability questions. The platform takes broad content licenses and provides minimal guarantees about service continuity. For something as important as end-of-life planning, relying solely on a free service is risky.

Category Scores

Service Continuity 22/100
Content Licensing 25/100
Estate Planning Scope 35/100
Beneficiary Access 45/100
Legal Disclaimers 48/100

Key Findings

⚠ Broad Content License
Cake takes an extensive license to any content you create or share on the platform. This includes your end-of-life wishes, personal stories, and any other content you provide.
"By submitting content to Cake, you grant us a worldwide, non-exclusive, royalty-free, perpetual license to use, reproduce, modify, publish, and distribute your content in any media."
⚠ Free Model Sustainability Risk
As a free service, Cake's long-term viability depends on continued funding. If the company shuts down, your end-of-life plans and wishes stored on the platform could become inaccessible.
"Cake reserves the right to modify or discontinue the service at any time without notice. We are not liable for any modification, suspension, or discontinuation of the service."
⚠ Not Legal Documents
Cake provides informational content and wishlist features but does not create legally enforceable estate planning documents. Your wishes expressed on Cake may not be legally binding.
"Cake is an informational resource and does not provide legal advice or create legal documents. Wishes and preferences expressed on Cake may not be legally enforceable without proper legal documentation."
✓ Educational Content
Cake does provide valuable educational content about end-of-life planning, funeral options, and grief resources. This content can help users understand their options before engaging with legal services.

Comparison: Free vs. Paid Platforms

FeatureCake (Free)Everplans (Paid)Trust & Will (Paid)
CostFreeSubscriptionOne-time + sub
Legal DocumentsNoStorage onlyCreates docs
Service ContinuityNo guaranteeBusiness-dependentBusiness-dependent
Content LicenseVery broadLimitedRestricted
Educational ValueExcellentGoodModerate

Recommendation

For Users: Cake can be useful as a starting point to learn about end-of-life planning, but do not rely on it as your primary estate planning tool. Use the educational resources, then invest in proper legal documentation.

Key Action: Always maintain copies of any important information stored on Cake elsewhere. Consider the platform as supplementary to, not a replacement for, proper estate planning.