Terms of service analysis for cashback, rebate, and shopping rewards platforms
Cashback apps provide rewards in exchange for extensive purchase tracking. The trade-off is your complete shopping history becomes a monetizable asset. Most services reserve broad rights to modify reward rates, forfeit balances for inactivity, and share purchase data with partners. The "free money" comes at the cost of comprehensive financial surveillance.
Browser extension tracks all browsing with broad data sharing to retail partners worldwide.
Receipt scanning captures detailed purchase data with aggressive balance forfeiture policies.
All receipts scanned create comprehensive purchase profiles sold to consumer brands.
Card-linked offers require direct bank transaction access with limited reward guarantees.