Critical Payment Processing Provisions
Key terms that affect your cash flow, liability, and ability to receive funds.
🏦 Reserve Hold Requirements
Processors can hold a percentage of your funds (5-100%) as reserves. Understand triggers, amounts, and release conditions that affect your cash flow.
Critical❄️ Fund Freeze & Account Holds
Conditions under which the processor can freeze your entire balance. Review triggers, appeal processes, and timeframes for fund release.
Critical💸 Chargeback Liability
Your liability for disputed charges, chargeback fees ($15-100+), and thresholds that trigger account review or termination.
Critical⏰ Payout Timing & Delays
Standard payout schedules (1-7 days) and conditions that can delay your funds, including rolling reserves and risk holds.
High Risk🚫 Prohibited Business Types
Industries and products banned by the processor. Violating these can result in immediate termination and fund holds.
High Risk📊 Processing Limits & Caps
Monthly volume limits, single transaction caps, and what happens when you exceed them. May require additional verification.
Medium RiskStandard Legal Provisions
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