Background Check Terms Scanner

Analyze background check service terms for FCRA compliance, accuracy disclaimers, and who's liable when reports are wrong.

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Background Check Provisions I Check First

Background checks have serious legal requirements. Know the compliance obligations and liability allocation.

FCRA Compliance Responsibility

High Risk

FCRA violations can result in $1,000+ per violation. Terms often place compliance responsibility on you, not the provider.

Look for: FCRA compliance obligations, adverse action requirements, and disclosure responsibilities.

Accuracy Disclaimers

High Risk

Reports can contain errors from database mismatches. Providers often disclaim accuracy and put verification burden on you.

Look for: Accuracy guarantees, verification requirements, and error liability.

Dispute Resolution Process

Medium Risk

When candidates dispute results, timelines and processes vary. Know your obligations while disputes are pending.

Look for: Dispute timelines, hiring freeze requirements, and reinvestigation procedures.

Per-Check Pricing

Medium Risk

Pricing varies wildly by check type. County criminal searches, credit checks, and verifications each add costs.

Look for: Per-check pricing, package contents, and add-on costs.

Data Retention & Deletion

Medium Risk

Candidate PII is retained by the provider. Know how long they keep data and your obligations for candidate data requests.

Look for: Retention periods, deletion rights, and data access requests.

Turnaround Time Guarantees

Medium Risk

"Instant" checks only apply to certain types. County searches can take weeks, delaying your hiring process.

Look for: SLA guarantees, check type timelines, and expedite options.

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