Analyze corporate expense and spend management terms for personal liability, reimbursement delays, receipt data ownership, and card termination policies.
Built by Sergei Tokmakov, California-licensed attorney.
Corporate expense tools handle sensitive financial data and create liability relationships. These provisions can create unexpected personal exposure.
Some corporate cards require personal guarantees from admins or cardholders. If the company defaults, you're personally liable for outstanding balances.
Employee reimbursements may be delayed by complex approval workflows, system integrations, or "processing times." No guarantee on reimbursement speed.
Photos of receipts grant broad licenses to use, analyze, and share that data. OCR extraction creates datasets that may be used for ML training or sold.
Spend limits may be "soft limits" that don't actually block transactions. Employers remain liable for overages even if policy was set to restrict spending.
Integrations with accounting software, banks, or HR systems share expense data broadly. Check which third parties receive your transaction details.
When employees leave, pending reimbursements or unreported expenses may be forfeited. Transition periods for expense submission are often short.
Common terms in expense management agreements affecting users and administrators.
Disputes resolved through arbitration.
Account admin responsibilities.
How long expense data is kept.
Right to change features or terms.
Visa/Mastercard rules apply.
Who is liable for fraudulent charges.
Record-keeping obligations.
User permission management.
Paste service terms below to identify potentially problematic clauses.
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