⚠️ 6 Password Manager Gotchas to Watch For
- Breach Liability Limitations: HIGH Even after a data breach, liability caps often limit recovery to subscription fees paid. Millions in identity theft damages? You get $50 back
- Master Password Recovery: HIGH "Zero-knowledge" means they can't help if you forget master password. All your passwords permanently lost with no recovery option
- Encryption Method Changes: MEDIUM Company can change encryption standards at will. What's secure today may be weakened tomorrow with minimal notice
- Account Inactive Deletion: MEDIUM Free tier accounts may be deleted after inactivity (90-365 days). Don't log in frequently enough? Credentials gone
- Export Format Limitations: MEDIUM Switching services? Export may be limited to basic CSV that doesn't include secure notes, attachments, or 2FA tokens
- Family/Team Admin Access: MEDIUM Business or family plans may give admins visibility into your vault activity or ability to reset your access
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