Home Security App Terms Scanner

Analyze home security system terms for video footage access, law enforcement data sharing, monitoring failure liability, and long-term contract traps.

Built by Sergei Tokmakov, California-licensed attorney.

Ring SimpliSafe ADT Vivint

Home Security Provisions I Check First

Home security systems record the interior and exterior of your home 24/7. These provisions reveal who can access your footage and what happens when systems fail.

Law Enforcement Video Access

High Risk

Many security companies share footage with law enforcement without a warrant. Police may access your cameras through partnerships, and you may not be notified.

Look for: "We may share video recordings with law enforcement in response to legal requests or emergency situations. Participation in community safety programs may enable police access."

Cloud Video Storage & Access

High Risk

Your home surveillance footage is stored on company servers. Employees may access recordings, and data could be exposed in breaches revealing your home interior and routines.

Look for: "Video recordings are stored on our cloud servers. Our team may access recordings for support, quality assurance, or to improve our services."

Monitoring Failure Liability Limits

High Risk

Professional monitoring services disclaim liability if they fail to respond to emergencies. Even if monitoring fails and you suffer a loss, damages are typically capped at your monthly fee.

Look for: "Our liability for failure to respond to alerts is limited to [monthly fee/equipment cost]. We are not an insurer and do not guarantee prevention of loss."

Long-Term Contract & Cancellation Fees

High Risk

Many security systems lock you into 3-5 year contracts. Early cancellation may require paying the remaining contract balance, even if you move or service is poor.

Look for: "This agreement has an initial term of [36-60] months. Early termination requires payment of [75-100%] of remaining monthly fees."

Equipment Ownership vs. Leasing

High Risk

Equipment may be leased, not owned. When you cancel, you may need to return cameras and sensors or pay their full retail valueβ€”even after years of payments.

Look for: "Equipment remains property of [Company]. Upon termination, you must return all equipment or pay the then-current retail value."

False Alarm Fees & Liability

Medium Risk

False alarms that dispatch police may result in fines from local authorities. These fines are your responsibility, and repeated false alarms may result in police deprioritizing your address.

Look for: "You are responsible for any fines or penalties resulting from false alarms. Municipalities may charge fees for repeated dispatches."

Standard Legal Provisions

Common terms in home security agreements affecting users.

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Binding Arbitration

Disputes resolved through arbitration.

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Class Action Waiver

Cannot join group lawsuits.

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Monitoring Center

Third-party monitoring station.

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Auto-Payment

Recurring billing required.

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Cellular Backup

Requires internet/cellular.

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Power Outage

Limited battery backup.

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Permit Requirements

Local permits may be needed.

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Installation Terms

Professional installation required.

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