WorldRemit Privacy Policy

Item: WorldRemit
Rating: 45
Author: Privacy.Law Editorial Team

Last updated: November 2025 | Reviewed: February 2026

Extensive cross-border data sharing to 130+ countries with varying privacy protections. Limited transparency on retention periods and third-party data arrangements.

Grade C

Privacy Summary: WorldRemit's wide country coverage means your data may be shared with payout partners in jurisdictions with weak privacy protections. They're less transparent than Wise about data practices, don't publish transparency reports, and have vague retention policies. The privacy trade-off for coverage of less common corridors is significant.

Category Scores

Data Collection 48/100

Data Sharing 38/100

Data Retention 40/100

Security Measures 55/100

User Controls 45/100

Key Findings

🔎 Cross-Border Data Sharing

WorldRemit shares data with payout partners in 130+ countries. Many of these countries have weak or non-existent data protection laws, meaning your personal and financial data may not be protected to GDPR or similar standards.

"We transfer your personal data to our payout partners and service providers located in various countries to complete your transactions. Data protection standards may vary by jurisdiction."

🔎 Vague Retention Periods

WorldRemit's privacy policy is vague about specific data retention periods. They mention retaining data as required by law but don't clearly state how long different data types are kept or when they're deleted.

"We retain your personal data for as long as necessary to provide our services and comply with legal obligations. Retention periods may vary based on the type of data and applicable laws."

🔎 Third-Party Partner Opacity

WorldRemit uses numerous third-party partners for payouts, identity verification, and fraud prevention, but provides limited information about who these partners are and what data they receive. This lack of transparency is concerning.

"We work with third-party service providers to process payments, verify identity, and prevent fraud. These providers may receive personal data necessary for their services."

🔎 No Transparency Reports

Unlike Wise, WorldRemit doesn't publish transparency reports about government data requests. Users have no visibility into how often their data is accessed by law enforcement across the many jurisdictions where WorldRemit operates.

Data Collection Summary

Data Type	Collected	Risk Level
Identity Documents	Yes (legally required)	High
Transaction History	Yes (legally required)	High
Recipient Information	Yes (shared cross-border)	Critical
Device Information	Yes	Medium
Location Data	Yes	Medium
Third-Party Sharing	Extensive	High

Recommendation

Privacy Trade-Off for Coverage: WorldRemit's wide coverage comes with privacy costs. Your data may end up in jurisdictions with weak protections, and you have limited visibility into how it's handled by their global network of partners.

For Privacy-Conscious Users: Use WorldRemit only for corridors not well-served by more transparent providers like Wise. Understand that recipient information will be shared with partners in the destination country. Limit the personal details you provide to the minimum required for transfers.