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Remitly Privacy Policy

Last updated: December 2025 | Reviewed: February 2026

Reasonable core privacy practices but extensive marketing data collection. Shares data with advertising partners and builds detailed profiles for targeted marketing.

52
Grade C+
Privacy Summary: Remitly collects the standard KYC data required by law, but goes further with marketing and analytics data. They share information with advertising partners, use cookies extensively for targeting, and build profiles based on your transfer patterns. While they offer opt-out options, these are not comprehensive and marketing practices are more invasive than competitors like Wise.

Category Scores

Data Collection 48/100
Data Sharing 45/100
Data Retention 55/100
Security Measures 62/100
User Controls 52/100

Key Findings

✓ Strong Encryption Standards
Remitly uses industry-standard encryption for data transmission and storage. They implement proper security measures for handling sensitive financial and identity data.
"We use industry-standard encryption to protect your personal information during transmission and storage. Our security measures meet or exceed regulatory requirements."
🔎 Advertising Partner Data Sharing
Remitly shares data with advertising partners including Facebook, Google, and other ad networks. This enables cross-platform tracking and targeted advertising based on your remittance behavior.
"We share information with advertising and analytics partners to measure campaign effectiveness and deliver personalized content and advertisements."
🔎 Transaction Pattern Profiling
Remitly analyzes your transfer patterns to build profiles for marketing purposes. This includes which countries you send to, how often, and how much - data used to target you and similar users.
"We analyze your transaction history to improve our services and provide personalized recommendations and offers."
🔎 Third-Party SDK Data Collection
The Remitly app includes multiple third-party SDKs that collect device information, usage patterns, and may have their own data collection practices beyond Remitly's direct control.
"Our mobile applications may include third-party software development kits (SDKs) that collect certain information about your device and app usage."

Data Collection Summary

Data TypeCollectedRisk Level
Identity DocumentsYes (legally required)High
Transaction HistoryYes (legally required)High
Device InformationYes (extensive)Medium
Marketing ProfilingYesMedium
Ad Network SharingYesMedium
Location DataYesMedium

Recommendation

Mixed Privacy Practices: Remitly handles core financial data appropriately but engages in extensive marketing data collection that goes beyond competitors like Wise. If you're privacy-conscious, their advertising partnerships are concerning.

For Privacy-Conscious Users: Opt out of marketing communications and targeted advertising where possible. Consider using a browser-based experience rather than the mobile app to reduce SDK data collection. Be aware your transfer patterns are being analyzed for marketing.