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Everplans Privacy Policy

Last updated: October 2024 | Reviewed: February 2026

Digital vault with better-than-average encryption practices. Clear data handling policies but extended retention periods after account holder death.

45
Grade C
Privacy Summary: Everplans collects highly sensitive end-of-life information including asset inventories, beneficiary details, medical directives, and personal documents. The platform uses encryption for storage and provides granular access controls through the deputy system. However, data retention extends well beyond account holder death, and the company reserves rights to use anonymized data for research.

Category Scores

Data Collection 42/100
Data Sharing 50/100
Data Retention 38/100
Security Measures 58/100
User Controls 48/100

Key Findings

🔎 Comprehensive Sensitive Data Collection
Everplans collects detailed information about your assets, beneficiaries, medical wishes, funeral preferences, and personal documents. This creates a comprehensive digital legacy profile.
"We collect information you provide including financial account details, insurance policies, property information, medical directives, funeral preferences, and any documents you upload to your vault."
🔎 Extended Post-Death Retention
Data is retained for extended periods after the account holder's death to enable deputy access. This means sensitive information remains on Everplans servers indefinitely unless actively deleted by deputies.
"After an account holder's death, we retain account data to enable designated deputies to access information. Data remains available until deputies close the account or after an extended dormancy period."
✓ Encryption and Security
Everplans uses encryption for data at rest and in transit. The deputy access system includes multiple verification steps to prevent unauthorized access.
"Your Everplan data is encrypted using industry-standard encryption both during transmission and at rest. Deputy access requires identity verification and confirmation of triggering events."
🔎 Anonymized Research Usage
Everplans reserves the right to use anonymized and aggregated data for research and to improve services. While individual data is not shared, patterns from end-of-life planning may be analyzed.
"We may use anonymized, aggregated data to conduct research, improve our services, and understand trends in end-of-life planning. This data cannot be linked to individual users."

Data Collection Summary

Data TypeCollectedRisk Level
Financial Account DetailsYesHigh
Beneficiary InformationYesHigh
Medical DirectivesYesHigh
Property & Asset InventoryYesMedium
Funeral PreferencesYesLow
Personal DocumentsYesHigh

Recommendation

Moderate Privacy Risk: Everplans has better security practices than many competitors, but the nature of the data collected is inherently high-risk. The extended retention after death is necessary for the service to function but creates long-term exposure.

For Users: Be selective about what information you store. Consider whether highly sensitive details (like specific account numbers) need to be in the digital vault or could be communicated through other means.