Last updated: November 2025 | Reviewed: February 2026
One of the worst privacy policies in the credit repair industry. Broad sharing provisions with minimal transparency.
22
Grade F
Bottom Line: CreditRepair.com has one of the most concerning privacy policies we've reviewed. Broad data sharing language, unclear third-party relationships, and vague retention policies. Your sensitive financial data could end up in many places with little visibility.
Key Privacy Concerns
⚠ Broad Third-Party Sharing
Privacy policy includes sweeping language allowing data sharing with "business partners," "affiliates," and "service providers" without clearly defining these entities or limiting what data is shared.
⚠ Potential Data Sales
Language suggests personal information may be shared for marketing purposes with third parties, which may constitute data sales under CCPA definitions.
⚠ No Clear Retention Policy
No specific timeframe for data deletion after service ends. Your SSN and credit data may be retained indefinitely.
⚠ Limited User Rights
While CCPA rights are mentioned, the process for exercising deletion and opt-out rights is not clearly explained.