Budgeting Apps Privacy

Privacy policy analysis for personal finance and budgeting applications

4
Companies Reviewed
22
Avg Score
Grade F
Category Grade

Category Privacy Overview

Budgeting apps access your most sensitive financial data—bank credentials, transaction history, income, and spending patterns. Most rely on third-party aggregators like Plaid, creating additional data-sharing relationships. Free apps monetize through advertising and product recommendations based on your finances. Even paid apps may share aggregated data or use your information for analytics. Understanding how your complete financial picture is collected, stored, and potentially shared is critical.

YNAB
32

Manual entry option avoids aggregator sharing. Still collects extensive financial data through bank sync.

Manual Option Aggregator Sharing
Mint
12

Intuit ecosystem shares data extensively. Free model monetizes through financial product targeting.

Intuit Sharing Ad Targeting
Copilot
28

Small company with iOS focus. Leverages Apple privacy features but still uses Plaid for sync.

Smaller Company Plaid Required
Monarch
18

Advisor sharing exposes data to third parties. VC-backed with uncertain future data practices.

Advisor Sharing VC-Backed