California Exemption Analyzer

Find out which of your assets are protected from judgment creditors under California law. Select your assets below to see what's exempt.

Important: You Must Claim Exemptions

Most exemptions aren't automatic. After a levy, you have 10 days to file a Claim of Exemption (form EJ-160) or you may lose the protection. This tool shows what's potentially exempt - claiming it is a separate step.

Primary Residence

Homestead exemption protects equity in your primary home.

Wages / Salary

75% of disposable earnings are protected from garnishment.

Bank Accounts

Certain funds in bank accounts may be automatically exempt.

Vehicle

Motor vehicle exemption based on equity.

Retirement Accounts

401(k), IRA, pension - generally 100% exempt.

Personal Property

Household items, clothing, appliances, jewelry.

Tools of Trade

Equipment necessary for your profession.

Life Insurance

Cash value and benefits may be protected.

Public Benefits

Social Security, unemployment, disability, welfare.

Your Exemption Analysis

Based on the assets you selected, here's what may be protected under California law.

Summary

$0
Potentially Protected
$0
Potentially Exposed
$240 /hour

Need Help Claiming Exemptions?

I help judgment debtors file Claims of Exemption and creditors oppose invalid claims. Deadline-driven work done right.

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