Responding Business Breach Demand Letters

Published: December 4, 2025 • Business Demand Letters
Responding to Business Breach Demand Letters | Defense Strategy Guide

Strategic guidance for businesses receiving breach of contract demand letters—evaluating claims, asserting defenses, and negotiating practical resolutions

📤 You Received a Breach of Contract Demand Letter

Receiving a breach of contract demand letter is stressful, but it’s not the end of the world. Most demand letters overstate claims and don’t result in litigation. Your response strategy in the first 10-15 days determines whether this matter settles quickly, drags into expensive litigation, or gets dismissed entirely.

🎯 First 48 Hours: Immediate Actions

Take these steps immediately upon receiving a demand letter, before responding or consulting with the claimant:

  1. Implement litigation hold: Instruct all employees who worked on the project or contract to preserve all documents, emails, texts, Slack messages, and files related to the matter. Do NOT delete anything.
  2. Secure the contract and all related documents: Gather the original agreement, all amendments, change orders, SOWs, purchase orders, email confirmations, and any other documents that define your obligations.
  3. Notify insurance and indemnitors: If you have general liability, E&O, or other insurance, immediately notify your carrier. If you have indemnity rights against upstream vendors or partners, notify them as well. Late notice can forfeit coverage.
  4. Do not respond emotionally: Resist the urge to fire off an angry email or call the claimant. Any response should be carefully considered and ideally reviewed by counsel.
  5. Evaluate the deadline: Most demand letters give 10-15 business days to respond. This is usually negotiable, but don’t ignore it entirely.
Contract Review: What Are Your Actual Obligations?

Before you can assess whether you breached the contract, you need to understand exactly what the contract requires. Many breach claims fail because the claimant misinterprets the contract terms.

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Read the Entire Contract Don’t just skim—read every provision, including boilerplate. Pay special attention to scope of work, specifications, performance standards, acceptance procedures, payment terms, and termination clauses.
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Identify Conditions Precedent Does the contract require the other party to do something before your obligations kick in? Example: “Payment due within 30 days of Client’s written acceptance of deliverables.” If they never provided written acceptance, your performance may not have been triggered.
Check Notice Requirements Many contracts require a party claiming breach to provide written notice and an opportunity to cure before filing suit. If the claimant didn’t follow these procedures, their claim may be premature.
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Material vs. Non-Material Breach Not every failure to perform is actionable. Only material breaches—those that go to the heart of the contract and substantially deprive the other party of the benefit of the bargain—give rise to damages or termination rights.
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Limitation of Liability and Disclaimers Check for provisions that cap your liability, disclaim consequential damages, or limit remedies to specific actions like refund or re-performance. These can dramatically reduce your exposure.
⚠️ Do Not Admit Breach Unnecessarily

Many businesses, in an effort to be cooperative or maintain relationships, respond to demand letters with admissions like “We’re sorry we didn’t meet your expectations” or “We’ll work to make this right.” These statements can be used against you as admissions of liability.

Instead, use neutral language: “We’re reviewing your letter and will respond substantively within [timeframe]” or “We dispute your characterization of events and are evaluating our position.”

Evaluating the Claimant’s Allegations

Break down the demand letter into specific factual allegations and legal claims. For each allegation, ask:

  • Is this factually accurate? Do you have documents or testimony contradicting the claimant’s version of events?
  • Does the contract actually require this? Or is the claimant claiming you breached obligations that don’t exist in the written agreement?
  • Did they breach first? If the claimant materially breached before you allegedly did, their breach may excuse your performance (see “prior breach defense” below).
  • Did they waive the requirement? If the claimant previously accepted non-conforming performance without objection, they may have waived strict compliance.
  • Are damages properly calculated? Even if you breached, are the damages claimed reasonable and supported by evidence?
💡 The “Meet and Confer” Strategy

In many cases, the best initial response is a brief, professional letter acknowledging receipt, stating you’re reviewing the matter, and proposing a call or meeting to discuss. This buys time, signals you’re taking it seriously, and often reveals whether the claimant is interested in reasonable resolution or just posturing for litigation.

📨 Common Defenses to Breach of Contract Claims

Even if the claimant’s allegations have some factual basis, you may have strong legal defenses that reduce or eliminate liability. Here are the most common defenses in business contract disputes.

🛡️ No Breach Occurred

The most straightforward defense: you performed your contractual obligations, and the claimant’s interpretation of the contract is wrong.

Key arguments:

  • Contract language is clear: Quote the specific provision and show you complied.
  • Specifications were met: Provide test results, quality reports, acceptance records, or third-party validation showing your work met contractual standards.
  • Claimant’s expectations exceed contract: Show the claimant is demanding performance beyond what the written agreement requires.
⚖️ Prior Breach by Claimant

If the claimant materially breached the contract before you allegedly did, their breach may excuse your performance. This is sometimes called the “prior breach defense” or “failure of condition.”

Requirements:

  • The claimant’s breach must have occurred first in time
  • The claimant’s breach must have been material (not just a trivial or technical violation)
  • Your non-performance must be causally related to their breach

Example: You contracted to deliver software by a certain date, but the client failed to provide required access to their systems or necessary information, causing delays. Their failure to cooperate excuses your late delivery.

📋 Conditions Precedent Not Satisfied

Many contracts contain “conditions precedent”—events that must occur before a party’s obligations are triggered. If these conditions weren’t met, you had no duty to perform.

Common examples:

  • “Vendor shall commence work upon receipt of 50% deposit” – no deposit, no obligation to start
  • “Payment due within 30 days of Client’s written acceptance” – no written acceptance, no payment obligation
  • “Contractor’s warranty obligations commence upon final project completion” – if project isn’t final/complete, warranty may not apply
⏰ Failure to Provide Notice or Opportunity to Cure

Many commercial contracts include provisions requiring a party claiming breach to provide written notice and an opportunity to cure before terminating the contract or filing suit.

Example clause: “No breach shall be deemed to have occurred unless the non-breaching party provides written notice specifying the breach and allows thirty (30) days to cure.”

If the claimant didn’t follow these procedures, their demand may be premature and unenforceable.

💰 Damages Are Speculative or Not Proven

Even if you breached, the claimant must prove their damages with reasonable certainty. If the damages claimed are speculative, inflated, or unsupported by evidence, you can challenge the amount.

Common damage challenges:

  • Consequential damages: “Lost profits” or “lost business opportunities” are often too speculative to recover without strong proof
  • Failure to mitigate: The claimant had a duty to minimize damages; if they sat idle instead of finding replacement vendors, their damages should be reduced
  • No actual loss: If the claimant can’t show they suffered real economic harm, nominal damages may be all they’re entitled to
✅ Waiver and Acceptance

If the claimant previously accepted your performance without objection, or repeatedly waived similar violations in the past, they may have waived the right to claim breach now.

Evidence supporting waiver:

  • Emails saying “looks good” or “approved” after delivery
  • Payment without objection
  • Continued use of deliverables for weeks or months without complaint
  • Pattern of accepting late or non-conforming performance in the past without objection
🔒 Limitation of Liability Provisions

If your contract includes limitation of liability clauses, these can cap your exposure or eliminate certain types of damages entirely.

Common provisions:

  • Damage caps: “Total liability shall not exceed the fees paid under this agreement”
  • Consequential damage waivers: “In no event shall either party be liable for consequential, incidental, or indirect damages, including lost profits”
  • Exclusive remedies: “Client’s sole remedy for defective performance is re-performance or refund at Vendor’s option”

These provisions are generally enforceable in commercial contracts between sophisticated parties, but courts scrutinize them closely. Make sure yours are clearly written and conspicuous in the contract.

⚠️ Statute of Limitations

Contract claims have time limits, typically 2-6 years depending on the state and contract type. If the alleged breach occurred years ago, check whether the statute of limitations has expired. This is an absolute defense if applicable.

💡 Counterclaims: Offense as Defense

If the claimant owes you money or breached other obligations to you, consider asserting counterclaims. Strong counterclaims dramatically increase your settlement leverage and can offset or exceed the claimant’s damages, incentivizing them to settle or walk away.

📋 Evidence Checklist When Defending Breach Claims

Systematically gather and organize evidence to support your defenses. The better your documentation, the stronger your position in settlement negotiations or litigation.

Core Contract Documents
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Master Agreement and All Amendments The signed contract, plus any amendments, addenda, change orders, or modifications executed during the relationship. Include email confirmations if they constitute binding modifications.
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Pre-Contract Negotiations Proposals, bid documents, and negotiation emails showing the parties’ intent and what was agreed to, especially if the claimant is claiming obligations not in the final written agreement.
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Specifications and Scope Documents SOWs, project plans, technical specifications, or other documents defining performance standards. These help you prove you met the contract requirements.
Performance Evidence
Proof of Performance Delivery receipts, acceptance emails, test results, quality reports, or any evidence showing you performed your obligations or substantially performed.
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Project Records Time logs, project tracking, milestone completion records, meeting notes, and status reports documenting what work was performed and when.
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Client Approvals and Acceptance Emails where the claimant approved deliverables, said work looked good, paid invoices without objection, or otherwise accepted your performance. These support waiver defenses.
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Claimant’s Use of Work Product Evidence the claimant used, deployed, or continues to use your deliverables in their business. Undermines claims that your performance was defective or worthless.
Evidence of Claimant’s Breaches
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Claimant’s Failures to Cooperate Emails showing they didn’t provide required information, access, approvals, or resources on time, supporting a prior breach or failure of condition defense.
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Payment Defaults by Claimant Records showing the claimant failed to pay invoices, make required deposits, or otherwise fund the project, which may excuse your performance.
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Claimant’s Own Admissions Emails, texts, or recorded conversations where the claimant acknowledges they failed to provide something, missed a deadline, or contributed to project problems.
Evidence Undermining Damages
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Claimant’s Actual Financial Position If they claim “lost profits,” gather evidence of their actual revenue and profitability to show claimed losses are speculative or inflated.
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Replacement Vendor Costs If the claimant hired someone else to complete the work, their actual cost of replacement is relevant. Inflated “estimated cost to replace” claims can be challenged with market rate evidence.
Failure to Mitigate Evidence the claimant could have reduced damages by hiring a replacement vendor, using alternative solutions, or taking other reasonable steps but failed to do so.
💡 Litigation Hold Memo

Create a written litigation hold memo to all employees involved in the contract, instructing them to preserve all documents and communications. Include:

  • Description of the dispute and parties involved
  • Types of documents to preserve (emails, texts, Slack, files, notes)
  • Instruction not to delete anything, even routine deletions
  • Contact person for questions (your attorney or legal team)
  • Warning that failure to preserve evidence can result in sanctions
💰 Evaluating Settlement vs. Defense

Most breach of contract demands settle without litigation. Understanding when to fight and when to settle is critical to minimizing costs and business disruption.

📊 Cost-Benefit Analysis Framework

When evaluating whether to settle, consider:

  1. Litigation costs: Attorney’s fees to defend through trial typically range from $50,000-$200,000+ for commercial contract disputes. Arbitration may be 30-50% less but still substantial.
  2. Management time: Discovery, depositions, and trial preparation consume enormous management time. Value this at your team’s hourly rates.
  3. Win probability: Honestly assess your likelihood of prevailing. Few cases are slam dunks. Factor in risk.
  4. Insurance coverage: If insurance covers the claim and provides defense, the calculus changes significantly.
  5. Reputational risk: Will litigation result in public filings, negative publicity, or harm to business relationships?
  6. Enforcement risk: Even if you win, can the claimant pay a judgment in your favor on counterclaims? Or will you spend more money trying to collect?
When Settlement Makes Sense
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Liability Is Unclear If the contract is ambiguous or the facts are disputed, settlement avoids the risk of an adverse judgment that could be larger than settlement cost.
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Demand Is Reasonable If the claimant is asking for actual damages that are roughly consistent with your potential liability, settlement may be cheaper than defending even if you’d likely win.
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Relationship Preservation If the claimant is a key customer, vendor, or partner you want to continue working with, settlement with mutual release may be worth paying a premium.
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Publicity Risk If litigation would involve sensitive business information, trade secrets, or negative publicity, settlement with confidentiality provisions may be valuable.
When to Fight
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Claim Is Frivolous or Abusive If the demand has no legal or factual basis and appears designed to extort a settlement, defending sends a message that you won’t be bullied. This is especially important if you’re at risk of repeat claims.
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Strong Defenses and Clear Contract If the contract is unambiguous, you clearly complied, and the claimant’s interpretation is unreasonable, you have a strong chance of prevailing on summary judgment without trial.
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Strong Counterclaims If you have solid counterclaims that meet or exceed the claimant’s demand, litigation may result in net recovery in your favor or a wash with both sides walking away.
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Precedent Concerns If settling would set a bad precedent (e.g., you’re a large company and settling encourages copycat claims), fighting may be strategically important even if more expensive in this one case.
💡 The “Walk Away” Settlement

One of the most common commercial settlements is the “walk away”: both parties agree to mutual release of all claims, no money changes hands, and each side bears its own costs. This works well when both sides have legitimate grievances, neither wants to spend money litigating, and the relationship is over anyway.

Structuring Settlement Agreements

If you decide to settle, make sure the settlement agreement includes:

  • Mutual general release: Both parties release all claims arising from the contract and relationship, not just the specific claims in the demand letter
  • No admission of liability: Settlement is “to avoid costs and uncertainty of litigation” without admitting wrongdoing
  • Confidentiality and non-disparagement: Neither party discloses settlement terms or makes negative statements about the other
  • Payment terms: If money is changing hands, specify amount, payment schedule, and consequences of default (e.g., confession of judgment where permitted)
  • Final project completion (if applicable): If there’s outstanding work, define exactly what will be delivered and when, with IP transfer and finality
  • Attorney’s fees provision: Typically each side bears its own fees, but specify this clearly
✍️ Response Letter Templates

These templates provide starting points for responding to breach of contract demand letters. Customize based on your specific facts and defenses.

Initial Acknowledgment Response (Buying Time)
[DATE] [Claimant Name/Attorney] [Address] Re: Your Demand Letter Dated [DATE] Dear [Name]: I acknowledge receipt of your letter dated [DATE] regarding [BRIEF DESCRIPTION OF DISPUTE]. I am currently reviewing the matter and gathering relevant documents and information. Given the complexity of the issues raised, I will need additional time beyond your stated deadline to provide a substantive response. I expect to respond fully by [DATE, typically 15-20 business days out]. If you need to discuss timing or are willing to have a preliminary discussion, please contact me at [PHONE/EMAIL]. Sincerely, [YOUR NAME] [TITLE]
Response Disputing Liability – Contract Compliance
[DATE] [Claimant Name/Attorney] [Address] Re: Response to Demand Letter Dated [DATE] – [Contract/Project Name] Dear [Name]: I am in receipt of your demand letter dated [DATE]. I dispute the allegations and deny liability for the reasons set forth below. 1. I Fully Performed Under the Contract Your letter alleges I breached the contract by [SUMMARIZE ALLEGATION]. This is factually and legally incorrect. Section [X] of our agreement, dated [DATE], required me to [QUOTE CONTRACT OBLIGATION]. I performed this obligation as follows: • [SPECIFIC PERFORMANCE 1 with evidence] • [SPECIFIC PERFORMANCE 2 with evidence] • [SPECIFIC PERFORMANCE 3 with evidence] Attached as Exhibit A are [delivery receipts / acceptance emails / test results] demonstrating full compliance. 2. Your Interpretation of the Contract Is Wrong You contend the contract required [THEIR INTERPRETATION]. This interpretation is not supported by the contract language. Section [X] states: “[QUOTE EXACT LANGUAGE].” Under established principles of contract interpretation, this language means [YOUR INTERPRETATION], not what you claim. 3. You Waived Any Right to Claim Breach On [DATES], you accepted my performance without objection and [paid invoices / used deliverables / provided positive feedback]. (See Exhibit B, emails where you stated “[QUOTE ACCEPTANCE].”) Under [STATE] law, acceptance of performance without timely objection constitutes waiver of any defects. Your letter, sent [X] months after final delivery, is untimely and barred by waiver. Conclusion I fully performed the contract, and your demand has no legal or factual basis. I will not be making any payment. If you disagree, please provide detailed legal and factual support for your position, including citations to specific contract provisions you believe I violated and evidence I failed to comply. Sincerely, [YOUR NAME]
Response Asserting Prior Breach Defense
[DATE] [Claimant Name/Attorney] [Address] Re: Response to Demand Letter – Your Prior Material Breach Dear [Name]: I am responding to your demand letter dated [DATE]. Your allegations ignore a critical fact: you materially breached the contract before any alleged breach by me, and your breach excused my performance. 1. Your Material Breach Our agreement required you to [QUOTE CLAIMANT’S OBLIGATION, e.g., “provide required access to systems within 5 business days of contract execution”]. You failed to perform this obligation. Specifically: • [DESCRIBE FAILURE 1 with dates] • [DESCRIBE FAILURE 2 with dates] • [DESCRIBE FAILURE 3 with dates] I notified you of these failures on [DATES] (Exhibit A, email correspondence). Despite my repeated requests, you failed to cure. 2. Your Breach Excused My Performance Under [STATE] law, when one party materially breaches a contract, the other party’s performance obligations are excused. Your failure to [DESCRIBE THEIR BREACH] made it impossible for me to [DESCRIBE YOUR PERFORMANCE]. Any delay or non-performance on my part was directly caused by your prior material breach. 3. I Am Owed Damages Your breach caused me to incur additional costs and damages, including [DESCRIBE YOUR DAMAGES, e.g., “idle time for my team,” “expediting costs,” “lost opportunity to work on other projects”]. I am evaluating whether to assert counterclaims for these damages. Conclusion Your demand is baseless. You materially breached first, excusing any performance obligations on my part. I will not be making payment. If you wish to resolve this matter, I suggest we schedule a meeting to discuss a mutual walk-away settlement with no payment by either party. Sincerely, [YOUR NAME]
Response Offering Reduced Settlement
[DATE] [Claimant Name/Attorney] [Address] Re: Settlement Proposal – [Contract/Project Name] Dear [Name]: I am in receipt of your demand letter dated [DATE]. While I dispute many of your allegations and believe I have strong defenses, I recognize that both parties have an interest in avoiding the cost and uncertainty of litigation. Settlement Proposal To resolve this matter fully and finally, I propose the following: 1. Payment: I will pay you $[AMOUNT] (compared to your demand of $[THEIR AMOUNT]) within [X] days of execution of a settlement agreement. 2. Mutual Release: Both parties will execute a mutual general release of all claims arising from the contract and our business relationship. 3. Confidentiality: Both parties will keep settlement terms confidential and agree to mutual non-disparagement. 4. No Admission: The settlement will include standard language that payment does not constitute admission of liability and is made solely to avoid costs of litigation. Rationale While I believe your demand overstates my liability and ignores [YOUR KEY DEFENSE], I am willing to pay $[AMOUNT] to achieve finality and avoid litigation costs. This offer reflects [JUSTIFY AMOUNT: e.g., “a reasonable compromise given the disputed facts,” “the actual value of any performance shortfall,” “credit for offsets I am entitled to”]. This offer is open until [DATE, typically 10 business days]. If not accepted, I will vigorously defend any litigation and assert all available defenses and counterclaims. Please confirm whether you are willing to settle on these terms. Sincerely, [YOUR NAME]
Response Proposing Walk-Away Settlement
[DATE] [Claimant Name/Attorney] [Address] Re: Mutual Walk-Away Proposal Dear [Name]: I have reviewed your demand letter dated [DATE]. While I dispute your characterization of events and believe I have strong defenses, I also recognize that you may believe you have legitimate grievances. Rather than incur the substantial cost of litigation, which will likely exceed any amount in dispute, I propose the following: Walk-Away Settlement 1. Mutual General Release: Both parties release all claims arising from the contract and relationship, with no admission of fault by either party. 2. No Payment: Neither party pays the other any money. Each party bears its own costs and attorney’s fees. 3. Return of Materials (if applicable): [I will return any of your property/materials in my possession, and you will return mine, within 15 days.] 4. Confidentiality and Non-Disparagement: Standard confidentiality and mutual non-disparagement provisions. This proposal allows both of us to move on without the expense, distraction, and risk of litigation. I believe it is the most pragmatic and cost-effective resolution. Please let me know by [DATE] whether you are willing to proceed on this basis. If not, I will prepare to defend any litigation you file and will assert all available defenses and counterclaims. Sincerely, [YOUR NAME]
⚖️ How I Help Businesses Respond to Breach Claims

I represent businesses facing breach of contract demand letters and lawsuits. My approach is practical, cost-focused, and designed to achieve the best outcome with minimal disruption to your business.

Initial Demand Letter Triage

What I Do: I review the demand letter, your contract, and key evidence to assess the strength of the claim and your defenses. I provide a written evaluation including:

  • Likelihood the claimant will prevail if they sue
  • Your strongest defenses and counterclaims
  • Estimated range of potential liability if you lose
  • Estimated cost to defend through trial or settlement
  • Recommended response strategy (fight, settle, or hybrid)

Timeline: Typically delivered within 5-7 business days of engagement.

Response Letter Drafting

I draft professional, legally sound response letters that assert your defenses without making unnecessary admissions, position you for favorable settlement, and preserve your options for litigation if needed.

Response letters can take several forms depending on strategy: denial of liability, assertion of affirmative defenses, counterclaim warnings, settlement proposals, or requests for additional information.

Settlement Negotiation

If settlement is appropriate, I handle all negotiation with opposing counsel or the claimant directly. I work to achieve cost-effective resolution that minimizes payment, includes full releases, and protects confidentiality.

I draft all settlement agreements with provisions protecting your interests: mutual releases, no admission of liability, confidentiality, non-disparagement, and clear finality.

Litigation Defense

If the claimant files suit, I handle all phases of defense:

  • Answer and Counterclaims: Asserting all defenses and offensive claims
  • Discovery: Obtaining evidence to support your defenses and undermine claimant’s case
  • Motion Practice: Seeking dismissal or summary judgment where appropriate
  • Trial: Full trial representation if settlement isn’t achieved
Fee Structures
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Demand Letter Evaluation Flat fee for case evaluation and strategic recommendation, typically $1,500-$3,000 depending on contract complexity and volume of documents to review.
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Response Letter Drafting Flat fee for response letter drafting, typically $2,000-$4,500 depending on complexity, length, and whether affirmative research is required.
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Negotiation and Settlement Hourly billing for extended negotiation and settlement documentation. I provide detailed billing with task-based descriptions.
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Litigation Defense Hourly billing for litigation. I provide detailed budgets and case plans so you understand expected costs and can make informed decisions about settlement vs. defense at each stage.
Schedule a Demand Letter Defense Strategy Call

If you’ve received a breach of contract demand letter and need help evaluating your options, I can provide practical, cost-focused guidance to minimize liability and business disruption.

Use the Calendly link below to schedule a strategy call, or email me directly at owner@terms.law.

Schedule Strategy Call
Frequently Asked Questions

Most demand letters give 10-15 business days to respond. This deadline is usually negotiable—you can often get an extension by sending a brief acknowledgment saying you’re reviewing the matter and need additional time. However, don’t ignore the deadline entirely, as that signals you’re not taking it seriously. Ideally, respond within 15-20 business days at most.

It depends on the amount at stake and complexity. For demands under $10,000-$25,000 involving straightforward facts, direct negotiation may work. For larger amounts, complex contracts, or situations where the claimant has hired an attorney, you should strongly consider retaining counsel. Anything you say can be used against you, and early legal advice often prevents costly mistakes.

The claimant will likely file a lawsuit. Ignoring demand letters almost never makes them go away—it just escalates the dispute and eliminates opportunities for pre-litigation settlement. Even if you believe the claim is baseless, send a brief response denying liability to preserve your defenses and demonstrate you’re not intimidated.

It depends on your contract and state law. If your contract includes a “prevailing party” attorney’s fees clause, the winner can recover fees from the loser. Some states also have statutes allowing fee recovery in certain contract disputes. This significantly increases the stakes and is a key factor in settlement analysis. Check your contract’s fee-shifting provisions carefully.

Sometimes yes, as a purely economic decision. If defending will cost $50,000 in attorney’s fees and you can settle for $20,000, settlement may be the rational choice even if you’d likely win. However, consider precedent effects—if you’re at risk of repeat claims, fighting may be strategically important. Discuss the cost-benefit analysis with counsel before making settlement offers.

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