Stripe Stripe holding $15K for 90 days — How to Get Funds Released

I'm dealing with a situation and need some guidance.

Stripe holding $15K for 90 days. I've been dealing with this for about 5 weeks now and the situation isn't improving.

The amount being held/disputed is approximately $26,976. I have tried contacting customer support 2 times with no resolution.

Do I have a strong case? What should my next steps be?

Licensed attorney — a few thoughts. Here's my take on the legal issues.

There are several legal theories that could apply here. The strongest is probably the EFTA, which requires showing timely disputed.

The practical consideration here is cost vs. potential recovery. For disputes under $10K, small claims court is often the best route.

I work in this industry and unfortunately this is very common. The good news is that when people actually push back with legal representation, companies usually settle.

I've seen this play out several times in my field.

In my case, it took about 4-8 months to resolve. The key was filing with the appropriate government agency.

Not a lawyer, but I have direct experience with this.

The biggest mistake people make in this situation is hiring an attorney to send the initial letter. I'd recommend being patient with the process instead.

NAL, but from what I've read, you should send a written demand. That said, definitely get a lawyer to look at the specifics.

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

NAL, but from what I've read, you should document everything. That said, definitely get a lawyer to look at the specifics.

Been there. Here's what I learned.

What worked for me was having everything documented. It took 3-6 months but was worth it.

Have you tried reaching out to your state's attorney general? They sometimes have free resources or mediation services.

I've dealt with this before.

I ended up hiring an attorney to send the initial letter, which cost about $2-4 but saved me a lot more in the long run.