how to Get Funds Released — update in comments

I publish illustrative scenarios prepared by my practice. All participants and conversations are fictional. The fictional posts are not posts by real users, accounts of client experiences, or reports of actual results.

Illustrative scenario prepared by my practice.

For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.

Hypothetical question

Quick background on my situation — any input appreciated.

payment processor classified me high-risk. I've been dealing with this for about 5 months now and the situation isn't improving.

The amount being held/disputed is approximately $48,305. I have tried contacting their legal department 2 times with no resolution.

Am I overthinking this or is this a real legal issue worth pursuing?

Illustrative response

Just got off the phone with my bank's fraud department. If you haven't already, file a dispute directly with your bank under Reg E (electronic transfers) or Reg Z (credit cards). The bank has to investigate within 10 business days.

how to Get Funds Released — update in comments

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