Has anyone dealt with something like this in Pennsylvania? I'm not sure what my options are.
ACH payment reversed after goods shipped. I've been dealing with this for about 10 months now and the situation isn't improving.
The amount being held/disputed is approximately $25,747. I have tried contacting their legal department 9 times with no resolution.
What are the risks if I pursue this? What's the likely timeline?
NAL, but from what I've read, you should check your state's specific laws. But don't just take my word for it, get real legal advice.
Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.
Statute of limitations warning: I almost missed the deadline to file my claim. In most states, the clock starts ticking from when the violation occurred OR when you discovered it (the discovery rule). Don't assume you have unlimited time — check your state's SOL for your specific type of claim.
Pro tip: if your payment processor tells you "funds will be available in 90-120 days," that's usually a rolling hold. New transactions extend the clock. Stop processing through that account immediately.