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Small Claims Court for Payment — Pennsylvania

Started by just_curious_business_owner_TX · Sep 10, 2024 · 1,627 views · 16 replies
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
JC
just_curious_business_owner_TX OP

Has anyone dealt with something like this in Pennsylvania? I'm not sure what my options are.

ACH payment reversed after goods shipped. I've been dealing with this for about 10 months now and the situation isn't improving.

The amount being held/disputed is approximately $25,747. I have tried contacting their legal department 9 times with no resolution.

What are the risks if I pursue this? What's the likely timeline?

IG
InsuranceGuy_FL

Been there. Here's what I learned.

I ended up filing with the appropriate government agency, which cost about $4-8 but saved me a lot more in the long run.

NL
NursePractitioner_LA

I went through almost the exact same thing.

In my case, it took about 2-4 months to resolve. The key was hiring an attorney to send the initial letter.

TL
Mod_TermsLaw Moderator

Licensed attorney — a few thoughts. Here's my take on the legal issues.

This is a common situation and the law is fairly clear. Under Regulation E, an unauthorized electronic fund transfer.

The practical consideration here is cost vs. potential recovery. For disputes under $10K, small claims court is often the best route.

DN
DataPrivacy_Nerd

Been there. Here's what I learned.

In my case, it took about 1-3 months to resolve. The key was escalating to a supervisor/manager.

HM
help_me_dev_2024

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.

SM
SeniorDevMike_PDX

I've seen this play out several times in my field.

I ended up hiring an attorney to send the initial letter, which cost about $2-4 but saved me a lot more in the long run.

NH
need_help_buyer_MA

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

DH
desperate_homeowner_today

NAL, but from what I've read, you should check your state's specific laws. That said, definitely get a lawyer to look at the specifics.

TA
TenantRights_Advocate

Not a lawyer, but I have direct experience with this.

The biggest mistake people make in this situation is hiring an attorney to send the initial letter. I'd recommend being patient with the process instead.

TT
throwaway_tenant_2025

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

SM
SeniorDevMike_PDX

I've dealt with this before.

I ended up hiring an attorney to send the initial letter, which cost about $2-4 but saved me a lot more in the long run.

WB
worried_buyer_legal

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

MA
MusicProducer_ATL

I've dealt with this before.

The biggest mistake people make in this situation is hiring an attorney to send the initial letter. I'd recommend being patient with the process instead.

CT
CryptoTrader_2023

I've dealt with this before.

In my case, it took about 4-8 months to resolve. The key was filing with the appropriate government agency.

TF
TechStartup_Founder

I've dealt with this before.

In my case, it took about 3-6 months to resolve. The key was having everything documented.

FT
first_time_creator_2026

I work in this industry and unfortunately this is very common. The good news is that when people actually push back with legal representation, companies usually settle.

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