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Small Claims Court for Payment — New Jersey

Started by seeking_advice_parent_2022 · Sep 5, 2025 · 820 views · 18 replies
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
SA
seeking_advice_parent_2022 OP

Looking for advice on a legal issue in New Jersey. Here's what happened.

bank won't reverse wire transfer. I've been dealing with this for about 7 weeks now and the situation isn't improving.

The amount being held/disputed is approximately $18,364. I have tried contacting their legal department 5 times with no resolution.

Do I have a strong case? What should my next steps be?

SA
seeking_advice_worker_question

NAL, but from what I've read, you should check your state's specific laws. That said, definitely get a lawyer to look at the specifics.

FP
frustrated_parent_help

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

FT
first_time_driver_NY

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.

FB
frustrated_business_owner_help

Have you tried reaching out to your state's labor board? They sometimes have free resources or mediation services.

HM
help_me_investor_IL

I work in this industry and unfortunately this is very common. The good news is that when people actually push back with legal representation, companies usually settle.

TL
Mod_TermsLaw Moderator

Attorney here. Here's my take on the legal issues.

This is a common situation and the law is fairly clear. Under Regulation E, an unauthorized electronic fund transfer.

You should consult with a local attorney who handles these cases. Many offer free initial consultations.

PN
Photographer_NYC

I went through almost the exact same thing.

I ended up filing with the appropriate government agency, which cost about $4-8 but saved me a lot more in the long run.

HM
help_me_student_question

Have you tried reaching out to your state's consumer protection office? They sometimes have free resources or mediation services.

TR
throwaway_renter_advice

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

SB
SmallBizOwner_NYC

I've seen this play out several times in my field.

What worked for me was hiring an attorney to send the initial letter. It took 2-4 months but was worth it.

NH
need_help_driver_question

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

PJ
Paralegal_Jen

I've dealt with this before.

I ended up escalating to a supervisor/manager, which cost about $1-3 but saved me a lot more in the long run.

PB
PatentAgent_Boston

I went through almost the exact same thing.

I ended up escalating to a supervisor/manager, which cost about $1-3 but saved me a lot more in the long run.

JC
just_curious_contractor_legal

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

OD
OpenSourceLawyer_Dan

Been there. Here's what I learned.

In my case, it took about 1-3 months to resolve. The key was escalating to a supervisor/manager.

CW
confused_worker_NY

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

DD
desperate_dev_OH

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

PN
Photographer_NYC

I've dealt with this before.

What worked for me was hiring an attorney to send the initial letter. It took 2-4 months but was worth it.

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