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Small Claims Court for Payment — Michigan

Started by throwaway_student_advice · Feb 5, 2026 · 1,023 views · 18 replies
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
TS
throwaway_student_advice OP

Looking for advice on a legal issue in Michigan. Here's what happened.

Stripe holding $15K for 90 days. I've been dealing with this for about 3 months now and the situation isn't improving.

The amount being held/disputed is approximately $36,994. I have tried contacting customer support 6 times with no resolution.

What's the typical outcome in situations like this?

AI
anon_investor_TX

NAL, but from what I've read, you should file a complaint. That said, definitely get a lawyer to look at the specifics.

TL
Mod_TermsLaw Moderator

Licensed attorney — a few thoughts. Here's my take on the legal issues.

This is a common situation and the law is fairly clear. Under the EFTA, timely disputed.

You should consult with a local attorney who handles these cases. Many offer free initial consultations.

RL
RetiredLawyer_FL

Been there. Here's what I learned.

What worked for me was filing with the appropriate government agency. It took 4-8 months but was worth it.

FT
first_time_business_owner_NY

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

CA
ConsumerAdvocate

Not a lawyer, but I have direct experience with this.

The biggest mistake people make in this situation is having everything documented. I'd recommend keeping a detailed timeline instead.

PJ
Paralegal_Jen

Been there. Here's what I learned.

The biggest mistake people make in this situation is hiring an attorney to send the initial letter. I'd recommend being patient with the process instead.

PN
Photographer_NYC

I've dealt with this before.

I ended up having everything documented, which cost about $3-6 but saved me a lot more in the long run.

LT
LandlordTom_TX

I've seen this play out several times in my field.

What worked for me was filing with the appropriate government agency. It took 4-8 months but was worth it.

CD
confused_dev_WA

Have you tried reaching out to your state's consumer protection office? They sometimes have free resources or mediation services.

SA
seeking_advice_tenant_today

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

NR
NurseUnion_Rep

I went through almost the exact same thing.

In my case, it took about 1-3 months to resolve. The key was escalating to a supervisor/manager.

TD
throwaway_driver_CA

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

MA
MusicProducer_ATL

I went through almost the exact same thing.

The biggest mistake people make in this situation is hiring an attorney to send the initial letter. I'd recommend being patient with the process instead.

AI
anon_investor_FL

Have you tried reaching out to your state's bar association? They sometimes have free resources or mediation services.

EA
EstatePlanner_AZ

I've dealt with this before.

I ended up hiring an attorney to send the initial letter, which cost about $2-4 but saved me a lot more in the long run.

NH
need_help_renter_NY

Have you tried reaching out to your state's bar association? They sometimes have free resources or mediation services.

CI
confused_investor_IL

Just want to point out — the statute of limitations might be a factor here. In some states it's as short as 1-2 years. Don't sit on this too long.

ES
eComm_Seller_2022

Not a lawyer, but I have direct experience with this.

The biggest mistake people make in this situation is having everything documented. I'd recommend keeping a detailed timeline instead.

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