Small Claims Court for Payment — Michigan

I'm dealing with a situation in Michigan and need some guidance.

PayPal limited my account permanently. I've been dealing with this for about 3 weeks now and the situation isn't improving.

The amount being held/disputed is approximately $7,606. I have tried contacting their legal department 10 times with no resolution.

Do I have a strong case? What should my next steps be?

I practice in this area. Here's my take on the legal issues.

The legal framework here involves both federal and state law. At the federal level, Regulation E. Your state may provide additional protections.

The practical consideration here is cost vs. potential recovery. For disputes under $10K, small claims court is often the best route.

Have you tried reaching out to your state's legal aid society? They sometimes have free resources or mediation services.

Not a lawyer, but I have direct experience with this.

In my case, it took about 4-8 months to resolve. The key was filing with the appropriate government agency.

I've seen this play out several times in my field.

I ended up escalating to a supervisor/manager, which cost about $1-3 but saved me a lot more in the long run.

Been there. Here's what I learned.

The biggest mistake people make in this situation is filing with the appropriate government agency. I'd recommend gathering evidence first instead.

I work in this industry and unfortunately this is very common. The good news is that when people actually push back with legal representation, companies usually settle.

Have you tried reaching out to your state's legal aid society? They sometimes have free resources or mediation services.

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.