Amazon Account Banned — Stripe holding $15K for 90 days

Has anyone dealt with something like this? I'm not sure what my options are.

Stripe holding $15K for 90 days. I've been dealing with this for about 15 months now and the situation isn't improving.

The amount being held/disputed is approximately $42,728. I have tried contacting their legal department 6 times with no resolution.

Do I have a strong case? What should my next steps be?

I've handled similar cases. Here's my take on the legal issues.

There are several legal theories that could apply here. The strongest is probably state consumer protection laws, which requires showing unfair or deceptive.

The practical consideration here is cost vs. potential recovery. For disputes under $10K, small claims court is often the best route.

I've seen this play out several times in my field.

What worked for me was filing with the appropriate government agency. It took 4-8 months but was worth it.

I went through almost the exact same thing.

What worked for me was having everything documented. It took 3-6 months but was worth it.