What would you do about etsy holding funds for 45 days?

I publish illustrative scenarios prepared by my practice. All participants and conversations are fictional. The fictional posts are not posts by real users, accounts of client experiences, or reports of actual results.
Illustrative scenario prepared by my practice.
For informational purposes only. This is not legal advice. Laws vary by jurisdiction. Consult a qualified attorney for advice specific to your situation.
Hypothetical question

I'm dealing with a situation and need some guidance.

Etsy holding funds for 45 days. I've been dealing with this for about 5 months now and the situation isn't improving.

Am I overthinking this or is this a real legal issue worth pursuing?

Illustrative response

Not a lawyer, but I have direct experience with this.

The thing that gets people is escalating to a supervisor/manager. I'd recommend following the formal complaint procedure instead.

Illustrative response

Not a lawyer, but I have direct experience with this.

The thing that gets people is escalating to a supervisor/manager. I'd recommend following the formal complaint procedure instead.

Illustrative response

NAL, but from what I've read, you should send a written demand. Caveat: I'm not your lawyer and this isn't legal advice lol