PayPal payment processor classified me high-risk — Dispute Resolution

I'm in a difficult situation and trying to figure out my next steps.

payment processor classified me high-risk. I've been dealing with this for about 8 months now and the situation isn't improving.

The amount being held/disputed is approximately $28,191. I have tried contacting their legal department 3 times with no resolution.

What are the risks if I pursue this? What's the likely timeline?

NAL, but from what I've read, you should document everything. That said, definitely get a lawyer to look at the specifics.

I've handled similar cases. Here's my take on the legal issues.

There are several legal theories that could apply here. The strongest is probably state consumer protection laws, which requires showing unfair or deceptive.

Before taking legal action, consider sending a formal demand letter. In many cases, this alone resolves the issue.

Been there. Here's what I learned.

In my case, it took about 1-3 months to resolve. The key was escalating to a supervisor/manager.

I've seen this play out several times in my field.

The biggest mistake people make in this situation is having everything documented. I'd recommend keeping a detailed timeline instead.

Been there. Here's what I learned.

I ended up having everything documented, which cost about $3-6 but saved me a lot more in the long run.

Have you tried reaching out to your state's attorney general? They sometimes have free resources or mediation services.

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.

I've dealt with this before.

The biggest mistake people make in this situation is hiring an attorney to send the initial letter. I'd recommend being patient with the process instead.

I've dealt with this before.

I ended up having everything documented, which cost about $3-6 but saved me a lot more in the long run.

I've seen this play out several times in my field.

What worked for me was filing with the appropriate government agency. It took 4-8 months but was worth it.

I've dealt with this before.

The biggest mistake people make in this situation is hiring an attorney to send the initial letter. I'd recommend being patient with the process instead.

I've dealt with this before.

In my case, it took about 3-6 months to resolve. The key was having everything documented.

I went through almost the exact same thing.

What worked for me was escalating to a supervisor/manager. It took 1-3 months but was worth it.

I had a similar issue and ended up consulting with an attorney. It was worth the $200-300 for the initial consultation just to understand my rights.

I work in this industry and unfortunately this is very common. The good news is that when people actually push back with legal representation, companies usually settle.

This happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.

I've seen this play out several times in my field.

I ended up having everything documented, which cost about $3-6 but saved me a lot more in the long run.

I went through almost the exact same thing.

In my case, it took about 3-6 months to resolve. The key was having everything documented.

Following this thread — I'm in a very similar situation. Would love to hear how it turns out.

Have you tried reaching out to your state's attorney general? They sometimes have free resources or mediation services.

I went through almost the exact same thing.

In my case, it took about 4-8 months to resolve. The key was filing with the appropriate government agency.

I've seen this play out several times in my field.

In my case, it took about 1-3 months to resolve. The key was escalating to a supervisor/manager.

I've dealt with this before.

I ended up filing with the appropriate government agency, which cost about $4-8 but saved me a lot more in the long run.