Payment Processor Issue: Etsy holding funds for 45 days

Real talk: quick background on my situation — any input appreciated.

Etsy holding funds for 45 days. I've been dealing with this for about 3 months now and the situation isn't improving.

The amount being held/disputed is approximately $44,837. I have tried contacting their legal department 3 times with no resolution....

Has anyone been through something similar? What worked for you?

Have you tried reaching out to your state's legal aid society? They sometimes have free resources or mediation services.

Tbh this happened to me too. Have you tried filing a complaint with the relevant agency? In my case they investigated and it got resolved without needing a lawyer.