Neighbor's tree fell on my car during storm - can I sue them or does my insurance cover this?

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Illustrative scenario prepared by my practice.
For informational purposes only. Property and insurance laws vary by state. Consult a licensed attorney for specific advice.
Hypothetical question

Last week during that big windstorm, a massive oak tree from my neighbor's yard fell directly onto my car parked in my driveway. The car is totaled - 2021 Honda Accord worth about $24,000.

Here's the thing - I've been telling my neighbor for over a year that this tree looked dead and was leaning toward my property. I even sent him a text message 8 months ago saying "that oak tree looks like it's dying, might want to get it checked out." He just said he'd "look into it" and never did anything.

Now he's saying it was an "act of God" and his homeowner's insurance won't cover my car. My own auto insurance says they'll cover it minus my $1,000 deductible but I don't think I should have to pay that when he was negligent.

Do I have a case against him? I'm in California.

Illustrative response

Has anyone tried [reaching out to their legal department directly]?